When you’ve got a kid, you’ve got to expect the unexpected. Random scrapes, tumbles and bumps — you name it, you’ve got to be prepared for it. And while we think that it might all change because of these uncertain times (and staying at home more), trust us when we say that with kids, everyday’s an adventure — and it doesn’t matter if you’re indoors or outdoors.
What happens when you #stayathome
When you’re ordered to #stayathome, there’s no choice but to dig deep and find ways to keep the kids entertained. Sadly, even a simple baking activity or even building a fort could result in an accident, especially for young ones who aren’t as careful. And parents, we can all agree that this is almost always the case!
While we love being outdoors, we know that it isn’t always the greatest for kids who are prone to mozzie bites, especially come dengue season. In fact, as of June 2021, the NEA has reported 2,700 active cases of dengue, plus 22 active clusters — yikes! Which is why it’s important to slather on the repellent and be extra cautious. Heading to the playground? You’ll want to have hand sanitizer at the ready to prevent HFMD too!
Loving all these food delivery options? Sure, they’re super convenient, but they could also put bub at risk for food poisoning. When you factor in the extra travel time, plus all the hands involved in food prep, this could mean bad news for all the tummies in the family. Yikes!
Why we love GREAT Junior Protector
Your best bet? To #lifeproof your little explorers with a great personal accident plan. GREAT Junior Protector Personal Accident Insurance Plan is cheaper than your cup of coffee, from just S$0.68* per day. Yes, just this small amount could get your child protected!
It offers you with up to S$9,000** medical reimbursement for all the bumps and falls, supporting your finances against unexpected hospital stays and treatments. If your child is on public or private transportation, coverage is tripled till up to S$450,000** against Accidental Death or Permanent Disablement. This lump sum of up to S$450,000** can support possible long-term medical expenses and help ease your family’s financial burden, allowing you to provide the best medical treatment and care options for your child.
It also covers 41 infectious diseases, including Avian Influenza, COVID-19 and Dengue Fever, plus illnesses such as food poisoning and Hand, Foot and Mouth Disease. You’ll receive a daily benefit of up to S$150 per day for hospital cash cover, perfect for these extra-adventurous years!
To complement your child's health coverage, get GREAT SupremeHealth, a private Integrated Shield plan that complements MediShield Life to give you more options for looking after your hospitalisation needs, such as your preferences in doctors, hospitals and ward classes. You can enhance your hospitalisation coverage with GREAT TotalCare, a supplementary plan for GREAT SupremeHealth to get up to 95% of your child’s total hospitalisation covered.
As parents, we want to give the best to our children. So don’t ever be stuck in the predicament of not being able to provide the best. With GREAT Junior Protector, you can rest assured that your children will get the medical treatment and specialist care at the hospital of your choice if they are accidentally injured (from falls, sports injuries) or become unwell from Hand, Foot and Mouth Disease, Food Poisoning, Zika Virus or Dengue Fever. You’ll have the assurance that your children will be covered^ for their hospital stay, medical expenses, and follow up treatments, including TCM, chiropractor or Allied Health treatments. And for us worried parents, that’s a huge load off our backs.
Today’s women often take on many roles. Daughter. Sister. Girlfriend. Wife. Mother. Even loving mum to a fur kid. You may have a demanding full-time job and perhaps a list of chores when you get home amongst other responsibilities and commitments. Maybe the only break you get is when everyone is sound asleep.
It’s easy to ride on the momentum and take on everything. But remember, we’re not super human. It’s totally ok to chill out and take a break. Give yourself permission to say ‘no’ when you just don’t have it in you.
In fact, breaks are essential to restore motivation and help you come back stronger. So it’s important to consciously take pockets of quality time for yourself. It can be a 5-min walk through the park on your way home to connect with nature. Or simply enjoying a lovely drink at the close of a busy day.
* Daily rates are based on the annual premiums of GREAT Junior Protector Plan A, divided by 365 days and rounded off to the nearest cent. The premium rates for this policy are not guaranteed and may be adjusted based on future experience.
** Coverage is based on GREAT Junior Protector Plan C. The precise terms and conditions of this insurance plan are specified in the policy contract.
^ Subject to applicable benefit limits and terms and conditions as set out in the policy contract.
These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
This article is written in partnership with Honeykids