⚠️ ALERT: We have been alerted to calls from people posing as Great Eastern staff or agents on matters regarding CareShield Life. Please do not respond to such calls or divulge any personal information. 

GREAT Critical Protector | Coverage against 53 Critical illnesses coverage across all stages

Bounce back from critical illness with a financial boost

Critical illness may strike when you least expect it to happen - 1 in 4 Singaporeans may develop a critical illness by the age of 75*. Are you prepared for it when it comes unexpectedly?

Introducing GREAT Critical Protector, an affordable critical illness standalone plan that offers 100% cash payout against 53 critical illnesses across early, intermediate or critical stage. The lump sum payout can support your preferred treatment choices, your decision to take time off from work or maybe even to juggle family expenses without having to deplete your savings to do so.

Simply apply online by completing 3 health questions to enhance your coverage and to relieve the financial stress of critical illness for you and your loved ones. 

This plan is only offered to all Great Eastern and Dependants' Protection Scheme customers!

Enjoy 50% first-year discount and 10% perpetual discount from the second policy year. Sign up by 31 December 2022. 

Product Summary View Product Brochure Product Summary View Promotion Terms and Conditions

Why GREAT Critical Protector?

  • Circle Image

    100% payout for 53 critical illnesses across all stages

    Relieve the financial stress of critical illness upon diagnosis of any one of the 53 critical illnesses at early, intermediate or critical stage.

  • Circle Image

    S$100,000 coverage starts from S$0.66 per day 1

    Start your coverage with affordable premiums when you are young as premiums do not increase2 as you age.

  • Circle Image

    Easy online sign-up with no medical check-up needed

    Complete 3 health questions and apply for your coverage in ten minutes to enhance your critical illness protection.

How GREAT Critical Protector works?

GREAT Critical Protector provides you with a lump sum cash payout in addition to any other insurance coverage you may have. You can decide to use the funds foryour medical expenses, other treatments or even to pay for your daily living costs. It is all up to you, basically you have the freedom to decide how this extra payout will come in handy to cushion the unforeseen circumstances.

Great Eastern

Your questions answered

No, the sum assured for GREAT Critical Protector is fixed at $100,000 per life assured.

GREAT Critical Protector provides you coverage up to age 85 next birthday.

No, each life assured can only purchase one GREAT Critical Protector policy.

No, third party policy is not allowed.

This product will only be available up to 31 December 2022.

After a claim is paid out, the policy will be terminated.

Yes, there is a S$25,000 lump sum payout upon death of the life assured after which the policy will terminate. This will not be payable if the death is due to suicide, while sane or insane, within 12 months from the issue date of the policy, or from date of any reinstatement (if applicable).

The premiums for GREAT Critical Protector will not increase with age. Premiums are level based on the entry age.

However, the premiums rates are not guaranteed and may be adjusted based on future experience of the plan.

The waiting period for GREAT Critical Protector is 90 days from the issue date of the policy, or from date of any reinstatement (if applicable).

The waiting period is applicable for the following:

  1. (i) Critical Illness Benefit- Major Cancer, Heart Attack of Specified Severity, Coronary Artery By-pass surgery or Other Serious Coronary Artery Disease; and

(ii) Additional Benefit- Angioplasty and Other Invasive Treatment for Coronary Artery.

No, rider attachment is not allowed.

There is a 50% first year premium discount, follow by 10% perpetual discount.

Let us match you with a qualified financial representative

Our financial representative will answer any questions you may have about our products and planning.

 

Request Callback

How can we help you?

Your last Servicing Representative will contact you.

Thank you

Your submission has been sent successfully.

Ok

Understand the details before buying

* https://smartwealth.sg/critical illness statistics singapore/

1 The daily rate is based on a 17 year old male, non smoker with the annual premium of S$239.50 for the first year after the 50% first year discount, divided by 365 days and rounded off to the nearest 2 decimal place. Premium rates are not guaranteed and may be revised based on future experience.

2 Premium rates are not guaranteed and may be revised based on future experience.

All ages specified refer to age next birthday.

All figures used are for illustrative purposes only and are subject to rounding.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.

As this product has no savings or investment feature, there is no cash value if the policy ends or is terminated prematurely.

You may wish to seek advice from a financial adviser before making a commitment to purchase this product. If you choose not to seek advice from a financial adviser, you should consider whether this product is suitable for you.

In case of discrepancy between the English and Chinese versions, the English version shall prevail.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites.

Information correct as at 11 November 2022.

Enhance your coverage

Check out products that supplement your coverage on top of what GREAT Critical Cover provides

Limited offer for all Great Eastern & Dependants' Protection Scheme customers

Enjoy 50% first-year discount and 10% perpetual discount from the second policy year.

Sign up by 31 December 2022.