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Relieve the financial stress of critical illness upon diagnosis of any one of the 53 critical illnesses at early, intermediate or critical stage.
Start your coverage with affordable premiums when you are young as premiums do not increase2 as you age.
Complete 3 health questions and apply for your coverage in ten minutes to enhance your critical illness protection.
GREAT Critical Protector provides you with a lump sum cash payout in addition to any other insurance coverage you may have. You can decide to use the funds for your medical expenses, other treatments or even to pay for your daily living costs. It is all up to you, basically you have the freedom to decide how this extra payout will come in handy to cushion the unforeseen circumstances.
No, the sum assured for GREAT Critical Protector is fixed at $100,000 per life assured.
GREAT Critical Protector provides you coverage up to age 85 next birthday.
No, each life assured can only purchase one GREAT Critical Protector policy.
No, third party policy is not allowed.
This product will only be available up to 31 January 2023.
After a claim is paid out, the policy will be terminated.
Yes, there is a S$25,000 lump sum payout upon death of the life assured after which the policy will terminate. This will not be payable if the death is due to suicide, while sane or insane, within 12 months from the issue date of the policy, or from date of any reinstatement (if applicable).
The premiums for GREAT Critical Protector will not increase with age. Premiums are level based on the entry age.
However, the premiums rates are not guaranteed and may be adjusted based on future experience of the plan.
The waiting period for GREAT Critical Protector is 90 days from the issue date of the policy, or from date of any reinstatement (if applicable).
The waiting period is applicable for the following:
(ii) Additional Benefit- Angioplasty and Other Invasive Treatment for Coronary Artery.
No, rider attachment is not allowed.
There is a 50% first year premium discount, followed by 10% perpetual discount.
Our financial representative will answer any questions you may have about our products and planning.
* https://smartwealth.sg/critical illness statistics singapore/
1 The daily rate is based on a 17 year old male, non smoker with the annual premium of S$239.50 for the first year after the 50% first year discount, divided by 365 days and rounded off to the nearest 2 decimal place. Premium rates are not guaranteed and may be revised based on future experience.
2 Premium rates are not guaranteed and may be revised based on future experience.
All ages specified refer to age next birthday.
All figures used are for illustrative purposes only and are subject to rounding.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.
As this product has no savings or investment feature, there is no cash value if the policy ends or is terminated prematurely.
You may wish to seek advice from a financial adviser before making a commitment to purchase this product. If you choose not to seek advice from a financial adviser, you should consider whether this product is suitable for you.
In case of discrepancy between the English and Chinese versions, the English version shall prevail.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites.
Information correct as at 15 December 2022.