Loss of Income: To protect yourself against losing your monthly income because of illness or injury, consider Pay Assure.

Hospitalisation income: To receive a cash benefit for each day you spend in hospital,  consider Supreme MediCash.

Comprehensive coverage for accidents: To enjoy comprehensive coverage against accidents, consider Essential Protector Plus.

¹ There is a waiting period of 90 days from the policy issue date or policy reinstatement date, whichever is later, for the following medical conditions:

i. Diabetic Complications

ii. All stages of Heart Attacks and Other Serious Heart Conditions

iii. Major Cancers

iv. Coronary Artery Bypass Surgery

² This plan covers you against 92 claimable medical conditions, 78 of which comprise the early, intermediate and critical stages of 37 critical illnesses. For the full list of critical illnesses and medical conditions covered, please see the product brochure.

³ In addition to the sum assured, there are extra payouts of up to S$25,000 for each of the following seven special conditions:

• Diabetic complications
• Cancer recovery (maximum payout of S$35,000)
• Severe rheumatoid arthritis
• Severe osteoporosis with fractures
• Systemic lupus erythematosus
• Crohn's Disease
• Severe Dengue Haemorrhagic Fever

All ages specified refer to age next birthday.  

This advertisement has not been reviewed by the Monetary Authority of Singapore. 

The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.

As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost.

In case of discrepancy between the English and the Chinese versions, the English version shall prevail.

This plan is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

Information correct as on 15 April 2019.