Living a busy lifestyle, you are always on the move – be it commuting to and from work or for leisure, or picking the kids up from school. These activities inevitably increases the risk of possibly meeting with an accident which can cause disruption to your everyday life.
That is why you need a personal accident plan to safeguard yourself and your family against unexpected costs should an accident occur. Essential Protector pays a lump sum payout of up to three times1,2 the sum assured which can help cushion the impact of financial loss, assist in the recovery process, and ensure that your family can maintain their current lifestyle.
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Receive double2 the sum assured if you are involved in an accident as a passenger in a public conveyance or private motor car, or an authorised driver driving your private motor car at the time of the accident.
In the event of Permanent Disablement or death because of an accident when you are traveling as a passenger or as a crew on an aircraft or helicopter, receive a lump sum payout of three times1 your sum assured.
Free cover for Accidental Permanent Disablement is extended to all your children below 17* years old as long as you and/or your spouse is/are covered by Essential Protector3.
You can sign up for this plan without going through the hassle of a medical check-up. Acceptance is guaranteed4 if you are between the ages of 17* and 65* and free of mobility problems and physical disabilities.
Our financial representative will answer any questions you may have about our products and planning.
* Ages stipulated refer to age next birthday.
1 A lump sum payout of three times your sum assured while boarding, traveling or alighting as a fare-paying or ticket-holding passenger or as a crew member of an aircraft or helicopter, which is duly licensed for the regular transportation of passengers, on a regular scheduled route, provided and operated by a licensed recognized airline or air charter company.
2 A lump sum payout of two times your sum assured while boarding, traveling or riding in or alighting from a Public Conveyance solely as a passenger, or from a Private Motor Car as a passenger or an authorized driver who holds a valid driving licence.
3 Up to S$60,000 sum assured depending on plan type held by the parent, and not entitled to double or triple indemnities. Does not apply to parent(s) insured under My100. Other terms and conditions apply.
4 Exclusions on occupational risks and other declined risks apply. Other terms and conditions apply.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The above applies mainly to Singapore Citizens/Permanent Residents. If you are not a Singaporean Citizen/Permanent Resident, you have to meet certain residency requirements before you can apply for a policy or renew it.
The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.
It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost.
In case of discrepancy between the English and Chinese versions of the above, the English version shall prevail.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
In case of discrepancy between the English and Chinese versions of the above, the English version shall prevail.
Information correct as at 31 January 2024.
