Essential Protector

Flexible protection and investment: To achieve the right balance between protection and accumulation - as your needs change through life - consider Smart Life Advantage.

Critical illness: To help pay for treatment expenses across three stages of illness - early, intermediate and critical - consider Critical Care Advantage.

Loss of income: To protect yourself against losing your monthly income because of illness or injury, consider Pay Assure.

* The ages stipulated refer to age next birthday.

¹ A lump sum payout of two times your sum assured is payable for Public Conveyance or Private Motor Car accidents; three times your sum assured is payable for Air Travel accidents.

² Up to S$60,000 sum assured depending on plan type. Does not apply to parent(s) purchasing My100.

³ Exclusions on occupational risks apply. 

The above applies mainly to Singapore Citizens/Permanent Residents. If you are not a Singaporean Citizen/Permanent Resident, you have to meet certain residency requirements before you can apply for a policy or renew it. 

The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.

It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost.

This plan is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

In case of discrepancy between the English and Chinese versions of the above, the English version shall prevail. 

Information correct as at 29 December 2017.