List of Serious Illnesses
If you are suffering from the following Serious Illnesses, you may not be eligible for a DPS cover or your DPS cover may be subjected to terms and conditions.
| S/N | Serious Illnesses |
| A | Ischaemic heart disease/Coronary heart disease, heart valves disorders or arrhythmia (irregular heartbeats) |
| B | Cancer |
| C | Stroke/Cerebrovascular disorders, tumour of the brain or Arteriovenous Malformation |
| D | Renal failure or renal dialysis |
| E | Diabetes with complications |
| F | Chronic liver disorders, liver cirrhosis, hepatic encephalopathy or liver failure |
| G | AIDS/HIV infection |
| H | Dementia/Alzheimer’s disease |
| I | Severe psychiatric or mental illness |
| J | Motor neuron disease |
| K | Muscular dystrophy |
| L | Paralysis (Hemiplegia/Paraplegia/Quadriplegia) |
| M | Chronic lung disease |
| N | Rheumatoid arthritis with complications |
| O | Multiple sclerosis |
| P | Systemic lupus erythematosus with complications |
| Q | Parkinson disease with complications |
| R | Pulmonary hypertension |
| S | Aplastic anaemia, Thalassaemia major or severe blood disorders |
| T | Any illness, excluding those mentioned from (A) to (S), which is likely to lead to a limb/spinal/eye/mental condition |
| U | Any other illness, excluding those mentioned from (A) to (T), which is certified by a medical practitioner registered under the Medical Registration Act to be a serious illness |
The list of serious illnesses is updated on 1 May 2016.
Footnotes
A - S, U If you are suffering from these serious illnesses, you may not be eligible for a DPS cover
T If you are suffering from these serious illnesses, your DPS cover may be subjected to terms and conditions