GREAT Wealth Advantage 4 Consumer Promotion

¹ The Welcome Bonus varies according to your choice of plans and the basic regular premium payable on an annual basis. 55% Welcome Bonus is applicable to GREAT Wealth Advantage 4 — Choice 15, with a minimum annual basic regular premium of S$12,000. The Welcome Bonus is payable in the form of extra units, upon receipt of each basic regular premium payable for the first policy year. It will not be paid while the policy is on premium holiday. Single premium top-ups are not eligible for Welcome Bonus.

² The Loyalty Bonus varies according to your choice of plans. For GREAT Wealth Advantage 4 — Choice 5 and Choice 10, the Loyalty Bonus is payable annually from the end of the 10th policy year onwards and is equal to 0.30% of the account value as at the end of the policy year. For GREAT Wealth Advantage 4 — Choice 15, the Loyalty Bonus is payable annually from the end of the 15th policy year onwards and is equal to 0.30% of the account value as at the end of the policy year. The Loyalty Bonus is payable in the form of extra units. Payment of Loyalty Bonus for a policy year is subject to there being no partial withdrawals made in that policy year which the Loyalty Bonus is being paid for.

³ The Premium Bonus is 2% of the basic regular premium paid and it is payable from the 6th policy year (for GREAT Wealth Advantage 4 — Choice 5), 11th policy year (for GREAT Wealth Advantage 4 — Choice 10) and 16th policy year (for GREAT Wealth Advantage 4 — Choice 15). It is payable in the form of extra units, upon receipt of each basic regular premium payable. Payment of Premium Bonus is subject to all prevailing basic regular premiums being paid up to date and no partial withdrawals made in the 12 months preceding the date of payment of the Premium Bonus.

^* For GREAT Wealth Advantage 4 – Choice 15 policies, eligibility for the Reward will be based on the Qualifying Regular Annual Premium which refers to the premium payable for the base plan for the first policy year based on yearly premium payment frequency as reflected in the policy illustration (regardless of the policy’s selected premium frequency), excluding premiums for attaching cash-paying riders (if any).

^{^} For GREAT Wealth Advantage 4 – Choice 15 policies, the Reward will be in the form of additional campaign Welcome Bonus units. The amount of additional campaign Welcome Bonus units will be determined according to the total premiums payable for the base plan for the first policy year based on the policy’s selected premium payment frequency, excluding premiums for attaching cash-paying riders (if any).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The above is for general information only. It is not a contract of insurance or a recommendation to buy an insurance product or service. This document does not take into account the specific investment and protection aims, financial situation or particular needs of any particular person. You may wish to seek advice from a financial adviser before making a commitment to purchase this product. If you choose not to seek advice from a financial adviser, you should consider whether this product is suitable for you.

The terms, conditions and exclusions of this insurance plan are specified in the policy contract. If you are interested in the insurance product, you should read the product summary and policy illustration (available from us) before deciding whether to buy this product.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. Please refer to Fund Details and Product Highlights Sheet for the specific risks of the fund(s).

A Product Summary and a Product Highlights Sheet in relation to the fund(s) may be obtained through The Great Eastern Life Assurance Company Limited or its financial representatives. Potential investors should read the Product Summary and the Product Highlights Sheet before deciding whether to invest in the fund(s). Returns on the units of the fund(s) are not guaranteed. The value of the units in the fund(s) and the income accruing to the units, if any, may fall or rise.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

Information correct as at 1 April 2026.

GREAT Wealth Advantage 4 Consumer Promotion (“Promotion”) Terms and Conditions

1.       This Promotion from The Great Eastern Life Assurance Company Limited (“Great Eastern”) shall run between 1 April 2026 and 30 June 2026 (both dates inclusive) and is open to new and existing customers of Great Eastern (“policyholders”).

2.      Subject to the terms and conditions of this Promotion, policyholders who purchase any of the plans through a Great Eastern Financial Representative and as set out below (each a “Qualifying Plan”, collectively “Qualifying Plans”) will get to enjoy the respective rewards (individually a “Reward”, collectively “Rewards”): -

Notes:

* For GREAT Wealth Advantage 4 – Choice 15 policies, eligibility for the Reward will be based on the Qualifying Regular Annual Premium which refers to the premium payable for the base plan for the first policy year based on yearly premium payment frequency as reflected in the policy illustration (regardless of the policy’s selected premium frequency), excluding premiums for attaching cash-paying riders (if any).

^{^} For GREAT Wealth Advantage 4 – Choice 15 policies, the Reward will be in the form of additional campaign Welcome Bonus units. The amount of additional campaign Welcome Bonus units will be determined according to the total premiums payable for the base plan for the first policy year based on the policy’s selected premium payment frequency, excluding premiums for attaching cash-paying riders (if any).

3.     To be eligible for the Promotion, Great Eastern has to receive the application of the Qualifying Plan(s) from the policyholder within the New Business Submission period and the Qualifying Plan(s) have to be in force by the Policy Inforce date as set out below:-

4.     Eligibility for the Reward for each Qualifying Plan depends on the Qualifying Regular Annual Premium for that Qualifying Plan. For the avoidance of doubt, premiums cannot be combined across multiple Qualifying Plans to determine whether a policyholder is eligible for the Reward. In the event that the Reward is awarded more than once for any Qualifying Plan, Great Eastern reserves the right to recover the full value of any additional Reward from the policyholder.

5.     All communication regarding this Promotion will be mailed out to the policyholder’s mailing address provided in the application for the Qualifying Plan or such other mailing address as Great Eastern may be subsequently notified in writing by the policyholder. Great Eastern will not be responsible in any way for any non-receipt of the notification should there be a change in the mailing address of the policyholder.

6.     If the policyholder exercises a policy alteration to increase the Qualifying Plan’s benefits within twelve (12) months from the date of issue of the Qualifying Plan, Great Eastern reserves the right not to top-up or issue the Reward(s) based on the adjusted premiums of the Qualifying Plan. Great Eastern shall determine the value of the Reward(s) issued (if any) to the policyholder at the point of disbursement, at its sole discretion.

Fulfillment of Reward via additional campaign Welcome Bonus units for GREAT Wealth Advantage 4 - Choice 15 policies:

7.      For this Promotion, additional campaign Welcome Bonus units will be awarded as part of a Welcome Bonus campaign (“campaign Welcome Bonus”) for each payment of the first year’s basic regular premium for GREAT Wealth Advantage 4 - Choice 15 policies, regardless of premium payment frequency selected for such policy. For the avoidance of doubt, the campaign Welcome Bonus is awarded in addition to units in the funds which are paid by Great Eastern as a product feature of GREAT Wealth Advantage 4 - Choice 15 plans. The amount of units awarded as the campaign Welcome Bonus will be based on the amount of each payment of the first year’s basic regular premium. The campaign Welcome Bonus will be awarded in the form of extra units apportioned in the fund(s) selected by the customer based on the customer’s latest premium apportionment instructions and will be added to the account value of the policy on such date as determined by Great Eastern in its sole discretion.

8.     Premiums paid for any attaching cash-paying riders and/or single premium top-ups are not eligible for the campaign Welcome Bonus.

9.     The campaign Welcome Bonus is not transferable or exchangeable for cash (with the exception of the sole purpose of purchasing and selling of units within the policy), credit or any other goods and services. Any campaign Welcome Bonus awarded to a particular policy is not transferable to another policy.

10.   Great Eastern reserves the right to recover from the account value of the policy or to adjust the account value of the policy by the amount equivalent to the campaign Welcome Bonus awarded to the policy, in any manner at its sole discretion in any of the following events:

a)     Campaign Welcome Bonus has been credited but any of the qualifying criteria has not been met; or

b)     Policy is cancelled during the free-look period; or

c)     If the life assured dies due to a pre-existing condition within one (1) year from the date of issue or the date of any reinstatement of the policy; or

d)     If the life assured dies by suicide, while sane or insane, within one (1) year from the date of issue of the policy or from the date of any reinstatement of the policy; or

e)     If the policy is terminated due to any misrepresentation or non-disclosure of material facts.

Other General Terms and Conditions:

11.    In the event of any inconsistency between these terms and conditions and any advertising, publicity, brochure, marketing or other materials relating to or in connection with the Promotion, these terms and conditions shall prevail.

12.   This Promotion is not valid with any other offers or promotions (including where premium vouchers are utilised for payment of premiums) held by Great Eastern, unless otherwise specified by Great Eastern.

13.   Great Eastern reserves the right to vary the terms and conditions or withdraw this Promotion at any time without prior notice. The decision of Great Eastern on all matters relating to this Promotion shall be final and binding on all customers.

14.   Notwithstanding anything herein, Great Eastern has the absolute discretion to determine the eligibility of any person to participate in the Promotion. If Great Eastern subsequently determines that a person is in fact not eligible, for any reason whatsoever, Great Eastern may at its discretion, disqualify such person and recover/cancel the Reward(s) without prior notice.

15.   By participating in this Promotion, you agree and consent to Great Eastern and its related corporations (collectively, the "Companies"), as well as their respective representatives, agents, the Companies' authorised service providers and relevant third parties (the Companies and all the other foregoing parties, collectively, “Great Eastern Persons”), collecting, using, disclosing, and/or sharing amongst themselves your personal data, for purposes reasonably required by the Companies to conduct and administer the Promotion and such other purposes as described in Great Eastern's Privacy Statement (collectively, the “Purposes”) which is accessible from Great Eastern Singapore’s website at https://www.greateasternlife.com, which you confirm you have read and understood.

Your consents herein supplement but do not supersede nor replace any other consents you may have previously provided to Great Eastern Persons, and your consents herein are cumulative and additional to any rights which any of the Great Eastern Persons may have to collect, use, and/or disclose your personal data, with or without your consent, to the extent permitted under applicable law.

In addition, where personal data of any person is disclosed by you, you further confirm and represent that you have obtained the consent of the individual concerned for the Purposes, unless such consent is not required under applicable laws: (i) to collect such personal data; (ii) for the disclosure of such personal data to the Great Eastern Persons; and (iii) for the Great Eastern Persons’ collection, use and/or disclosure of such personal data.

16.   The terms and conditions of this Promotion shall be governed by and interpreted in accordance with Singapore law. The courts of Singapore shall have exclusive jurisdiction over any disputes arising from the terms and conditions, including the validity and enforceability thereof.

Information correct as at 1 April 2026.