Great FinChamp Challenge at Singapore FinTech Festival 2025

1. Great FinChamp Challenge (the “Challenge”) is owned by The Great Eastern Life Assurance Company Limited (the “Owner” or “Great Eastern”). 

2. To participate in the Challenge, all the requirements as set out in these terms and conditions must be fulfilled:

(a) Complete and submit the Challenge form with the requested personal particulars as set out in the form during the Singapore FinTech Festival 2025 held at the Singapore EXPO between 12 November 2025, 0930hrs to 14 November 2025, 1800hrs. All times stated are in Singapore Time, UTC +8:00. All entries received thereafter will automatically be disqualified;

(b) All Participants must be physically present and residing in Singapore;

(c) Check the “Agree to all” box in the Challenge form to provide consent by Participant(s) for the collection, use and disclosure of their personal data for purposes related to the Challenge as well as to receive marketing, advertising and promotional information from Great Eastern via email, post, WhatsApp, SMS and other phone-based messages, voice calls and posts;

(d) Each Participant represents and warrants for the benefit of Great Eastern that the information submitted to Great Eastern is true, accurate, complete and up to date.

3. Only participants who have: (a) submitted an entry that meets all the criteria of the Challenge; and (b) are placed in the top 3 of the leaderboard will be eligible for a Prize.

4. Three (3) winners will be selected daily, based on the highest scores on the game leaderboard each day. The three (3) winners for each day will win the following prizes:

[1] 1st prize: $200 Apple Gift Card
[2] 2nd prize: $100 GrabGifts e-Gift Card
[3] 3rd prize: $50 FairPrice e-Voucher

5. Winners of the Challenge will be contacted latest by 5 December 2025 (i.e. within 21 days after the end of the Challenge) via the email address (the "Notification Message") submitted to Great Eastern. The Notification Message will set out the process for redemption of the Prizes.

6. Winners of the Challenge are subject to provide proof of identity and such other documents as Great Eastern may reasonably require. In the event that the winner(s) of the Challenge is unable to provide proof of identity, he or she shall be deemed to have forfeited the prize.

7. At the point of collection of the Prizes, the winners must not have withdrawn their marketing consent, which must be provided at the point of participating in the Challenge.

8. By registering for the Challenge, each Participant agrees and consents to Great Eastern and its related corporations (collectively, the “Companies”), as well as their respective representatives, agents, and relevant third parties (the Companies and all the other foregoing parties, collectively, “Great Eastern Persons”), collecting, using, disclosing, and/or sharing amongst, for purposes reasonably required by the Companies to (i) administer and conduct the Challenge; (ii) measuring the success of the Challenge; and (iii) obtaining feedback from participants on the Challenge; and such other purposes as described in Great Eastern’s Privacy Statement (collectively, the “Purposes”) which is accessible from Great Eastern Singapore’s website, which each Participant confirms they have read and understood. You may withdraw your consent at anytime Great Eastern Singapore’s website at https://www.greateasternlife.com/sg/en/marketing-consent-preferences-form.html. 

9. A Participant’s consents herein supplement but do not supersede nor replace any other consents that Participant may have previously provided Great Eastern Persons, and that Participant’s consents herein are cumulative and additional to any rights which any of the Great Eastern Persons may have to collect, use and/or disclose of my/our personal data, with or without that Participant’s consent, to the extent permitted under applicable law.

10. In addition, where personal data of any person is disclosed by a Participant, that Participant further confirms and represents that they have obtained the consent of the individual concerned for the Purposes, unless such consent is not required under applicable laws: (i) to collect such personal data; (ii) for the disclosure of such personal data to the Great Eastern Persons; and (iii) for the Great Eastern Persons’ collection, use and/or disclosure of such personal data.

11. By signing up for the Challenge, including but not limited to completion and submission of the online registration form, each Participant: (a)    acknowledges and agrees to abide by these terms and conditions

12. Any form of cheating, multiple entries from the same participant with different Game ID, or manipulation of the game will result in immediate disqualification. 

13. The decision of Great Eastern shall be final and binding on all participants. Notwithstanding anything herein, Great Eastern has the absolute discretion to determine the eligibility of any participant for the Challenge. Great Eastern reserves the right to disqualify and withdraw the participation of any person who is non-compliant with the terms and conditions of the Challenge, in its sole and absolute discretion. Should a participant be deemed ineligible after the announcement of winners of the Challenge has been made, Great Eastern reserves the right to disqualify such participant and clawback the Prize if such Prize has already been awarded or utilized.

14. Great Eastern shall be entitled at its sole and absolute discretion to replace or substitute the Prizes with another item of equal or similar value selected by Great Eastern. The Prizes are not exchangeable for cash or for any other items.

15. This Challenge is not valid with other offers or promotions held by Great Eastern unless otherwise stated. 

16. Participants acknowledge and accept that the Prizes are provided on an “as is” and “as available” basis. Great Eastern does not warrant, represent or guarantee the usability or quality of the Prizes as they are provided by a third party. To the fullest extent permitted by the law, Great Eastern disclaims all warranties (whether express or implied) including but not limited to warranties that the Prizes will meet the Prize winners’ requirements, warranties of satisfactory quality, warranties of merchantability or fitness for a particular purpose. All issues with regard to using a Prize shall be directed to the applicable merchant and not to Great Eastern. Participants acknowledge and accept that the Prizes are subject to additional terms and conditions imposed by the third-party merchant providing the Prize.

17. Participants acknowledge and accept that they may be required to use third party programmes, software, websites and applications and will be subject to the terms and conditions, including privacy policies, governing a participant’s use of such third party programmes, websites and applications. Great Eastern has no control over the rights and obligations governing a participant’s use of any third party’s programmes, software, websites and applications. Further, Great Eastern shall not be liable for any incomplete, lost, late, damaged, illegible or misdirected entries for any reason whatsoever or problems or technical malfunction of any telephone network or lines, computer online systems, servers, providers or technical problems, or any combination thereof.

18. Great Eastern shall not be liable for or be responsible in respect of any expenses, losses, costs, injuries, damages, liabilities or other consequences of whatsoever nature (collectively “Losses”) suffered or incurred directly or indirectly by participants of the Challenge howsoever caused or arising and without limiting the generality of the foregoing, whether by reason of or on account of any act or omission whether negligent or otherwise on the part of Great Eastern or its employees or agents.

19. Great Eastern reserves the right to vary the terms and conditions or withdraw this Challenge at any time without prior notice. 

20. By participating in the Challenge, the participants shall be deemed to have agreed to abide by all terms and conditions of participating in the Challenge as set out here, including any amendments, additions, replacements and modifications hereto as may from time to time be made by Great Eastern.

21. In the event of any inconsistency between these terms and conditions and any marketing or other promotional materials or communications relating to the Challenge, these terms and conditions shall prevail.

22. The terms and conditions of the Challenge shall be governed by and interpreted in accordance with Singapore law. The courts of Singapore shall have exclusive jurisdiction over any disputes arising from the terms and conditions, including the validity and enforceability thereto.