Be covered against 19 pregnancy and childbirth complications3. Your child is also covered against 26 congenital conditions4 from birth.
Receive up to S$200 daily hospital cash payout up to 30 days5 due to a covered hospitalisation event.
With the Guaranteed Insurability Benefit (GIB) Option1, you can insure yourself and/or your child without medical underwriting. Any pre-existing conditions of your child diagnosed prior to the purchase of the new policy via the GIB Option1 will also be covered6 .
Our financial representative will answer any questions you may have about our products and planning.
1 The Guaranteed Insurability Benefit (GIB) option can only be exercised once for the Mother, and once for the Newborn. GIB option must be exercised within 90 days from the birth of the child. The list of eligible plans, riders and the allowable maximum sum assured are subject to change as determined by the company. The precise terms and conditions of this insurance plan are specified in the policy contract.
2 This benefit is only applicable to a GREAT Maternity Care (GMC) policy that has been medically underwritten by us. This benefit provides life assured the option to purchase 1 GMC policy or an eligible plan that provides similar benefits made available by us, on herself without medical underwriting for her subsequent pregnancy. The precise terms and conditions of this insurance plan are specified in the policy contract.
3 The benefit for Pregnancy Childbirth Complications is only payable once.
4 If the Mother is carrying twins, the Congenital illness benefit is payable once for each child respectively.
5 Hospital Care benefit for the Mother is payable up to a maximum of 30 days. The insured mother is still eligible to claim for Death or Total and Permanent Disability (TPD), Pregnancy Childbirth Complications and Psychological Consultations Benefit even though the Hospital Care Benefit of maximum 30 days has been utilised. If the Mother is carrying twins, the Hospital Cash Benefit is payable up to a maximum of 30 days for each child respectively The child is still eligible to claim for Death, Congenital Illnesses, Juvenile Benefit and Major Organ Benefit even though the Hospital Care Benefit of maximum 30 days has been utilised.
6 If the insured child is diagnosed with a covered condition as a result of pre- existing condition before he/she attains age 6 next birthday, we will pay out the claim subject to an overall limit of S$30,000. Coverage due to pre-existing conditions is only payable once.
7 Pregnancy and Childbirth complications, Hospital Care benefit and Psychological Consultation benefit will expire 120 days from birth of child.
All ages specified refer to age next birthday.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.
As this product has no savings or investment feature, there is no cash value if the policy ends or is terminated prematurely.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
In case of discrepancy between the English and Chinese versions, the English version shall prevail.
Information is correct as at 22 July 2021.