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¹ The coverage term for the life assured is up to 85 years next birthday.

² The monthly premium illustrated is for standard life and does not include any loadings. Premium rates are not guaranteed and may be adjusted based on future experience.

³ Parent Protect provides coverage to the life assured’s parent. Parent refers to either the biological or adoptive (in accordance with the laws of Singapore) parent of the life assured. The parent must be 80 years next birthday or less at the time of rider issuance.

You are encouraged to go through the following items before buying a life policy via the online direct channel:
Have you…

1. Used the Insurance Estimator at the following link: https://www.cpf.gov.sg/eSvc/Web/Schemes/InsuranceEstimator/InsuranceEstimator to calculate the amount of life insurance coverage you would need?
   
   
2. Used the Budget Calculator at the following link: https://www.moneysense.gov.sg/financial-tools/budget-calculator to check if the premium that you will pay is affordable based on your current income and expenditure?
   
   
3. Visited http://www.comparefirst.sg to compare the features and premiums of Direct Purchase Insurance (DPI) and other types of life policies?
   
   
4. Considered the different types of DPI and other types of life policies that are available, and whether the life policy that you intend to purchase is suitable for your financial circumstances and needs?

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.

As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost.

You may wish to seek advice from a financial adviser before making a commitment to purchase this product . If you choose not to seek advice from a financial adviser, you should consider whether this product is suitable for you.

This plan is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit

Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

Information correct as at 15 May 2019.