GREAT Invest Advantage
GREAT Invest Advantage | Customisable Investment-Linked Insurance Plan
Harness your savings for investment growth opportunities
As we approach important milestones in life, it’s natural to reflect on our financial journey—our achievements, aspirations and the security of our loved ones. These moments remind us of the importance of planning ahead and making the most of our savings.
GREAT Invest Advantage is an investment-linked plan that offers the flexibility to invest using your CPF savings under CPF Investment Scheme (CPFIS), cash or Supplementary Retirement Scheme (SRS) funds. Choose between a one-time premium or recurring premiums. With access to a wide range of professionally managed funds, you can build a portfolio that aligns with your investment objectives and risk tolerance, while enjoying the freedom to make adjustments as needed.
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Key benefits
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Flexible investment options with multiple funding choices
Choose how you want to invest with CPFIS, cash or SRS funds, whether through a one-time investment or recurring contributions.
- A recurrent single premium (RSP) plan, starting from as little as S$100 a month, to steadily accumulate wealth and reduce market timing risks.- A one-time single premium contribution of at least S$5,000 for a diversified portfolio with higher growth potential.
Additionally, no premium charges apply when you invest through CPFIS, meaning 100% of your funds are allocated to your selected investment portfolio.
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Customisable investment portfolios
Align your investments with your financial goals and adjust to evolving market conditions. Choose from GreatLink Funds—a diverse range of professionally managed funds spanning across multiple asset classes, industries and geographic regions.
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Full cashflow control with no lock-in
Enjoy complete flexibility over your funds. Top up your investments to capitalise on favourable market conditions, or consider a partial¹ or full² surrender anytime³ without surrender charges. With no lock-in period, you can respond quickly to financial opportunities or unexpected needs.
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Insurance coverage at no extra cost
Gain peace of mind with death and terminal illness coverage 4. This provides added security for your loved ones, at no extra cost to you.
Benefits of investing through CPFIS
Consider investing in GREAT Invest Advantage through CPFIS and customise your portfolio with our diversified range of 18 CPFIS-included GreatLink funds.
Specially for CPF investors like you, there are 18 GreatLink funds available across different asset classes for your selection. Here is an overview of 3 GreatLink funds with notable investment performance over the last 5 years.
| Annualised returns (%) (as at 31 December 2024) | 1 Year |
5 Years |
| Global Equity | ||
| GreatLink Global Equity Alpha Fund
|
22.92 |
11.96 |
| Singapore Equity | ||
| GreatLink Singapore Equities Fund | 23.98
|
6.89 |
| Mixed Assets | ||
| GreatLink Lifestyle Progressive Portfolio
|
13.91
|
5.01 |
Source: The Great Eastern Life Assurance Company Limited. Performance figures are calculated on a bid-bid basis, with all dividends and distributions reinvested, taking into account of all charges which would have been payable upon such reinvestment. The fees and charges payable through deduction of premium or cancellation of units are excluded in the calculation of funds returns. Past returns, and any other economic or market predictions, projections or forecasts targeted by the funds are not necessarily indicative of future or likely performance of the funds. The information presented is for informational use only. Investment in these funds involve a high degree of risk and is only appropriate for a person able and willing to take such a risk. Please refer to the Product Summary and our website for the full list of GreatLink funds available under GREAT Invest Advantage.
| GreatLink Global Equity Alpha Fund | GreatLink Global Equity Alpha Fund invests all or substantially into the Schroder International Selection Fund Global Equity Alpha USD Share Class (the “Underlying Fund”), managed by Schroder Investment Management (Europe) S.A. – German Branch. The investment objective of the Underlying Fund aims to provide capital growth in excess of the MSCI World (Net TR) index after fees have been deducted over a three-to-five-year period by investing in equity and equity related securities of companies worldwide. This fund currently does not distribute dividend. |
| GreatLink Singapore Equities Fund
|
GreatLink Singapore Equities Fund invests all or substantially into the abrdn Singapore Equity Fund (the “Underlying Fund”), managed by abrdn Asia Limited. The investment objective of the Underlying Fund aims to achieve medium to long-term capital growth from a portfolio of Singapore equities. This fund currently does not distribute dividend. |
| GreatLink Lifestyle Progressive Portfolio | The investment objective of the GreatLink Lifestyle Progressive Portfolio (managed by Lion Global Investors Limited) is to achieve medium to long term capital appreciation for the investor. The investment policy for the GreatLink Lifestyle Progressive Portfolio is to invest the assets in equities and bonds in the proportion of approximately 80:20. This fund currently does not distribute dividend. |
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Understand the details before buying
1 For partial surrender, the minimum value of units to be cancelled and the value of remaining units in each Fund after the partial surrender should be at least S$500.
2 All partially or fully surrendered amounts will be returned to the source of the original premium payment. Cash payments will be made to you, while funds from your CPFIS account or SRS account will be returned to the respective accounts.
3 Subject to the condition that the account value of the policy remains positive.
4 Upon death or terminal illness being diagnosed, we will pay either (a) 110% of the total premiums paid including premium top-ups, less 110% of the total amount of partial surrenders; or (b) the account value of the policy, whichever is higher, less any outstanding debt.
All figures used are for illustrative purposes only and are subject to rounding.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. Please refer to Fund Details and Product Highlights Sheet for the specific risks of the fund(s). Past performance is not necessarily indicative of future performance.
A Product Summary and a Product Highlights Sheet in relation to the fund(s) may be obtained through The Great Eastern Life Assurance Company Limited or its financial representatives. Potential investors should read the Product Summary and the Product Highlights Sheet before deciding whether to invest in the fund(s). Returns on the units of the fund(s) are not guaranteed. The value of the units in the fund(s) and the income accruing to the units, if any, may fall or rise.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
In case of discrepancy between the English and Chinese versions, the English version shall prevail.
Information correct as at 14 January 2025.
