GREAT CareShield | By invitation only

¹ Subject to Deferment Period. Payouts of Monthly Benefit are payable for as long as the Life Assured suffers from the applicable number of disabilities, up to a lifetime.

² The 6 Activities of Daily Living (ADLs) are: washing, toileting, dressing, feeding, walking or moving around and transferring.

³ Subject to Deferment Period. Payouts of Monthly Benefit are payable for as long as the Life Assured suffers from the applicable number of disabilities, up to a lifetime. 50% of Monthly Benefit payable upon inability to perform only 1 ADL. 100% of Monthly Benefit payable upon inability to perform at least 2 ADLs.

⁴ The Initial Benefit is a lump sum payment equivalent to 3 times of the Monthly Benefit. In the event the Life Assured fully recovers from the disability, the Initial Benefit may be paid again for subsequent episodes of inability to perform at least 1 ADL. However, it is not payable if suchsubsequent disabilities arise from or are related to the cause of disability(ies) for which there was a previous claim for Initial Benefit.

⁵ Subject to Deferment Period, and for as long as the Life Assured continues to suffer from the disability.

⁶ Caregiver Benefit is subject to Deferment Period and payable for up to a maximum of 12 months (whether consecutive or not) per Policy Term.

⁷ Dependant Care Benefit is applicable if the Life Assured has a Child who is below 22 years old (age last birthday) as at the Claim Date; subject to Deferment Period and payable for up to a maximum of 48 months (whether consecutive or not) per Policy Term.

⁸ Subject to cap of S$600 per calendar year per insured person.

^§ A minimum sum assured of S$500 and maximum sum assured of S$4,000 is applicable for all GREAT CareShield sign-ups without health declaration. Any pre-existing conditions shall not be covered. Please refer to the product summary and policy contract for details. If you require any advice on the suitability of this policy, you will have to meet up with your Financial Representative to apply for the policy and go through health underwriting.

^{^} Great Eastern’s GREAT CareShield claims data (10 Oct 2021 – 19 Jan 2023).

^Δ The promotion is available till 31 October 2025. The 40% first-year premium discount is applicable with a minimum qualifying premium of S$1,000, excluding premium loadings (if any) and the prevailing rate of GST. Please refer to the full terms and conditions of the ConsumerPromotion for information.

GREAT CareShield (“GCS”) Guaranteed Issuance Offer (“GIO”) Campaign (hereinafter referred to as “Campaign”) - Terms and Conditions 

1. This Campaign is open to selected Great Eastern Policyholders who are:

    a. Aged between 30 and 55; 

    b. Singaporean or Singapore Permanent Resident;

    c. Identified by The Great Eastern Life Assurance Company Limited  (“GELS” or “Company”) as meeting such internal eligibility criteria as the Company may determine at its discretion 

    herein referred to as “Pre-selected Customer” or collectively as “Pre-selected Customers”.

2. Pre-selected Customers will be eligible to purchase GREAT CareShield (“Policy”) without any health declaration (“Marketing Offer”) between the period of 02 September 2025 and 31 October 2025, both dates inclusive (“Campaign Submission Period”).

3. To enjoy the Marketing Offer, Pre-selected Customers must submit their application for GREAT CareShield with a Monthly Benefit of between S$500 and $4,000 via the Great Eastern App during the Campaign Submission Period, both dates inclusive (“Proposal”). 

4. The Proposal must be accepted by the Company, and the first-year premium payment for the Policy must be paid, in both cases between 2 September 2025 and 30 November 2025.

5. Pre-selected Customers will be notified of the Marketing Offer by one or more of the following ways:

    a. Via the Great Eastern App;

    b. Via an Electronic Direct Mailer (eDM); and/or

    c. Telemarketing by the Pre-selected Customer’s Last Servicing Financial Representative (“Rep”).

6. The Acceptance of the Proposal by the Company does not mean that any pre-existing conditions will be covered under the Policy. Please refer to the policy contract for the precise terms and conditions of the Policy.

7. The Marketing Offer is not transferrable to any other party.

8. Notwithstanding anything stated herein, the Company has the absolute discretion to determine the eligibility of any person to participate in the Campaign. 

9. GELS reserves the right to vary these terms and conditions or extend or withdraw the Campaign at any time without prior notice or liability to any party. The decision of GELS on all matters relating to the Campaign shall be final and binding on all customers.

10. You hereby agree to all the terms and conditions of participation in the Campaign as set out herein, including all amendments, additions, replacements and modifications hereto as may from time to time be made by the Company. 

11. By participating in this Campaign, you agree and consent to GELS and  its related corporations (collectively, the "Companies"), as well as their respective representatives, agents,  the Companies' authorised service providers and relevant third parties (the Companies and all the other foregoing parties, collectively, “Great Eastern Persons”), collecting, using, disclosing, and/or sharing amongst themselves your personal data, for purposes reasonably required by the Companies to evaluate your proposal and to provide the products or services which you are applying for (including any policy renewals and policy upgrades, substitutions or replacements) and such other purposes as described in Great Eastern's Privacy Statement (collectively, the “Purposes”) which is accessible from Great Eastern Singapore’s website at https://www.greateasternlife.com, which you confirm you have read and understood. Your consents herein supplement but do not supersede nor replace any other consents you may have previously provided to Great Eastern Persons, and your consents herein are cumulative and additional to any rights which any of the Great Eastern Persons may have to collect, use, and/or disclose of your Personal Data, with or without your consent, to the extent permitted under applicable law.
In addition, where personal data of any person is disclosed by you, you further confirm and represent that you have obtained the consent of the individual concerned for the Purposes, unless such consent is not required under applicable laws: (i) to collect such personal data; (ii) for the disclosure of such personal data to the Great Eastern Persons; and (iii) for the Great Eastern Persons’ collection, use and/or disclosure of such personal data.

12. The terms and conditions of this Campaign shall be governed by and interpreted in accordance with Singapore law. The courts of Singapore shall have exclusive jurisdiction over any disputes arising from these terms and conditions, including the validity and enforceability thereof.

All ages specified refer to age last birthday.

Figures illustrated are rounded down to the nearest dollar.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The above is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.

GREAT CareShield can be purchased by CareShield Life or ElderShield policyholders. All Supplements are regulated under the CareShield Life and Long-Term Care Act 2019.

This is only product information provided by us. You may wish to seek advice from a qualified adviser before buying the product. If you choose not to seek advice from a qualified adviser, you should consider whether the product is suitable for you. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. If you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provision, if any, and the insurer may recover from you any expense incurred by the insurer in underwriting the policy.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).In case of discrepancy between the English and Chinese versions, the English version shall prevail.

Information correct as at 2 September 2025.