Maturity Rollover Programme Cashback Promotion 2026 (“Promotion”) Terms and Conditions - January to December 2026 maturities

1. This Promotion is open to existing policyholder(s) of policies originally sold by The Great Eastern Life Assurance Company Limited (“GELS”) and/or Overseas Assurance Corporation, which are maturing between January to December 2026 (“Maturing Policyholder(s)”), who purchase the Qualifying Plans (as described in clause 5 below) from GELS.

2. GELS reserves the right to vary the terms and conditions or extend or withdraw the Promotion at any time without prior notice. The decision of GELS on all matters relating to the Promotion shall be final and binding on all customers.

3. By participating in this Promotion, you agree and consent to GELS and its related corporations (collectively, the "Companies"), as well as their respective representatives, agents, authorised service providers and relevant third parties (the Companies and all the other foregoing parties, collectively, “Great Eastern Persons”), collecting, using, disclosing, and/or sharing amongst themselves your personal data, for purposes reasonably required by the Companies to administer the Promotion, provide the products or services which you are applying for (including any policy renewals and policy upgrades, substitutions or replacements) and such other purposes as described in GELS' Privacy Statement (collectively, the “Purposes”) which is accessible from GELS’ website at https://www.greateasternlife.com, which you confirm you have read and understood.

Your consents herein supplement but do not supersede nor replace any other consents you may have previously provided to Great Eastern Persons, and your consents herein are cumulative and additional to any rights which any of the Great Eastern Persons may have to collect, use, and/or disclose your personal data, with or without your consent, to the extent permitted under applicable law.

In addition, where personal data of any person is disclosed by you, you further confirm and represent that you have obtained the consent of the individual concerned for the Purposes, unless such consent is not required under applicable laws: (i) to collect such personal data; (ii) for the disclosure of such personal data to the Great Eastern Persons; and (iii) for the Great Eastern Persons’ collection, use and/or disclosure of such personal data.

4. The terms and conditions of the Promotion shall be governed by and interpreted in accordance with Singapore law. The courts of Singapore shall have exclusive jurisdiction over any disputes arising from the terms and conditions, including the validity and enforceability thereof.

5. The Qualifying Plans and the rewards (“Rewards”) for this Promotion are as shown in the table:

• Example: A GREAT Index Income policy with a S$200,000 single premium will be entitled to 3 x S$228 = S$684 cashback.

• Two GREAT Index Income policies, each with a single premium of S$30,000, will not be entitled to the cashback.

Always refer to the latest terms and conditions on the Great Eastern website.

Notes:

• The Rewards are only applicable to rollovers from policies maturing between January to December 2026.

• New eligible policies must be registered and inforce either within 90 days before or after the policies’ maturity to qualify.

• Applications must be submitted between 15 December 2025 and 31 December 2026 to qualify.

• Payment method for all plans must be either in cash or SRS.

• Policies sold via the Bancassurance channel (including maturing OCBC policies) and Brunei Financial Representatives are excluded.

• Combination of multiple new policies to qualify for Rewards are not allowed.

6. To qualify for this Promotion, the Maturing Policyholder must be the proposer for the Qualifying Plans. The Maturing Policyholders can transfer their maturity benefits (i.e. to allow their family members such as parents/ spouse/ children to qualify for the Rewards) if they are not reinvesting into Qualifying Plans under their own name.

7. Combination of premiums from multiple policies to qualify for Rewards is strictly not allowed for all new applications.

8. The Reward(s) will be paid to the eligible Maturing Policyholder via cheque or PayNow within three (3) months from the Qualifying Plan’s issue month. Policyholders will be notified through SMS via their mobile number in GELS’s record when the Reward(s) has been issued.

9. In the event that any duplicate Reward(s) is/are issued, GELS reserves the right to recover the full value of the Reward(s) from the Maturing Policyholder.

10. If the Maturing policyholder:

a) replaces or amends any of the Qualifying Plan(s) and/or its attaching rider(s);or
b) reduces the premium of any of the Qualifying Plan(s) and/or its attaching rider(s), within twelve (12) months from the date of issue of the Qualifying Plan(s) and/or its attaching rider(s), the Maturing Policyholder shall return the value of the issued Rewards to GELS.

11. This Promotion is not valid with other offers or promotions (including any premium rewards) held by GELS unless otherwise stated. In the event that any duplicate Reward is erroneously awarded or if the relevant Qualifying Plan is cancelled within the 14-day free-look period, Great Eastern reserves the right to recover the full value of the Reward (or duplicate Reward, as the case may be) from the Policyholder.

12. GELS shall be entitled at its sole and absolute discretion to replace or substitute any Reward(s) with another gift of equal or similar value selected by GELS.

Information correct as at 2 January 2026.