Prosper 38 Promotion

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* Based on current Participation Rate and current Assumed Crediting Rate used in the Policy illustration and is for illustrative purposes only. Actual Participation Rates may vary for each Segment. The current Assumed Crediting Rate is an estimate and not guaranteed and should not be considered a representation of past or future performance of the Index Account. Actual crediting rates will only be ascertained at the Segment Maturity Date.

¶ The Illustrated Surrender Value refers to the higher of (a) the Account Value less the surrender charge; or (b) the Minimum Surrender Value#. The “Net Surrender Value” which is the amount you would receive if you were to surrender the policy, is the Illustrated Surrender Value less any outstanding loan balance and amount owed to us.

# We will pay the Minimum Surrender Value at the time of full surrender if it is higher than the Account Value less surrender charge. The Minimum Surrender Value is determined by the accumulation of all net premiums received with interest accrued daily based on a fixed crediting rate of 2.00% p.a from the date of issue (regardless of the actual crediting rates and any loyalty crediting rates earned by the Fixed Account and Index Account(s)), and after deducting all applicable charges.

§ Illustrated Surrender Values at the higher of (a) or (b), where:

(a) is based on the current assumed crediting rate of 9.78% for Index Account (100% allocation into S&P 500 Engle 6% VT TCA Index) for the first year, current assumed crediting rate of 7.50% for Index Account (100% allocation into S&P 500 Engle 6% VT TCA Index) for subsequent years, and current charges; and

(b) is the Minimum Surrender Value based on current charges.

^ Illustrated Surrender Values at the higher of (a) or (b), where:

(a) is based on the current assumed crediting rate of 7.50% for Index Account (100% allocation into S&P 500 Engle 6% VT TCA Index), and current charges; and

(b) is the Minimum Surrender Value based on current charges.

ǁ Illustrated Surrender Values at the higher of (a) or (b), where:

(a) is based on guaranteed floor rate of 0.00% p.a. for Index Account (100% allocation into S&P 500 Engle 6% VT TCA Index or UBS Multi Asset Engle 6% Index), and maximum charges; and

(b) is the Minimum Surrender Value based on maximum charges.

‡ Illustrated Surrender Values at the higher of (a) or (b), where:

(a) is based on the current assumed crediting rate of 11.21% for Index Account (100% allocation into UBS Multi Asset Engle 6% Index) for the first year, current assumed crediting rate of 7.75% for Index Account (100% allocation into UBS Multi Asset Engle 6% Index) for subsequent years, and current charges; and

(b) is the Minimum Surrender Value based on current charges.

† Illustrated Surrender Values at the higher of (a) or (b), where:

(a) is based on the current assumed crediting rate of 7.75% for Index Account (100% allocation into UBS Multi Asset Engle 6% Index), and current charges; and

(b) is the Minimum Surrender Value based on current charges.

All figures used are for illustrative purposes only and are subject to rounding.

For Index Universal Life Flexible Premium plan, the additional 38% segment participation rate is only applicable to the segment(s) created for the first planned premium amount. Please refer to the full terms and conditions of the Prosper 38 promotion. Please note that the S&P 500 Index is not eligible for this promotion.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The above is for general information only. It is not a contract of insurance or a recommendation to buy an insurance product or service. This document does not take into account the specific investment and protection aims, financial situation or particular needs of any particular person. You may wish to seek advice from a financial adviser before making a commitment to purchase this product. If you choose not to seek advice from a financial adviser, you should consider whether this product is suitable for you.

The precise terms and conditions of this insurance plan are specified in the policy contract. If you are interested in the insurance product, you should read the product summary and policy illustration (available from us) before deciding whether to buy this product.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

In case of discrepancy between the English and the Chinese versions, the English version shall prevail.

Information correct as at 15 February 2026.

Index Disclaimers

The "S&P 500 Engle 6% VT TCA Index" is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and incorporates methodology licensed from UBS AG, and has been licensed for use by The Great Eastern Life Assurance Company Limited (“Great Eastern”). S&P®, S&P 500®, US 500™, The 500™, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); Engle is a trademark of Engle Volatility Consulting LLC (“Engle Consulting”), the research principal of which is Robert F. Engle (“Engle”) and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Great Eastern. Great Eastern’s Index Universal Life is not sponsored or sold by SPDJI, Dow Jones, S&P, their respective affiliates, Engle Consulting, Engle, or UBS and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Engle 6% VT TCA Index.

UBS AG and its affiliates (“UBS”) do not sponsor, endorse, sell, or promote Great Eastern’s Index Universal Life (the “Product”). UBS has licensed certain UBS marks and other data to The Great Eastern Life Assurance Company Limited (“Great Eastern”) for use in connection with the Product and the branding of the product, but UBS is not involved in the calculation of the Product, the construction of the Product’s methodology, or the creation of the Product, UBS is not involved in the sale or offering of the Product, and UBS does not make any representations or warranties with respect to the Product. The Index applies a volatility control mechanism developed by UBS AG in collaboration with Engle Volatility Consulting LLC (“Engle Consulting”), the research principal of which is Robert F. Engle. Engle Consulting is not an investment adviser, does not guarantee the accuracy and completeness of the Index or the Product or any data or methodology either included therein or upon which it is based. Neither the Index nor the Product is sponsored, endorsed, sold, or promoted by Engle Consulting or Robert F. Engle. Engle Consulting and Robert F. Engle do not make any representation or warranty, express or implied, to any financial institution, investor of or counterparties to the index or the product or to any member of the public regarding the Product or the advisability of investing in securities generally or in the Index or the Product particularly.

1. This Promotion from The Great Eastern Life Assurance Company Limited (“GELS”) is only applicable to new policyholders who purchase a Qualifying Plan and opt for the “Eligible Index” as set out in Clause 2 (each a “Qualifying Plan”, collectively “Qualifying Plans”) submitted between 15 February 2026 and 31 March 2026 (both dates inclusive) and incepted by 30 June 2026 (“Qualifying Period”). The Promotion T&Cs must be read together with the product illustration and product summary of the relevant Qualifying Plan.

2.   Subject to the terms and conditions of this Promotion, customers who purchase a Qualifying Plan and select at least one Eligible Index as set out in the table below will be entitled to an additional Segment Participation Rate of 38% (“Additional Segment Participation Rate”). This rate is applicable to segments created for the selected Eligible Index. The Segment Participation Rate is further explained in paragraph 3(ii).

3.  After the Eligible Index or indices have been selected, the Additional Segment Participation Rate will be added on top of the current Segment Participation Rate of the relevant segments created, as set out below:

For the avoidance of doubt,

(i) The “Automatic Premium Spread” is an optional feature to split a planned premium into 12 parts, which are allocated into segments over 12 months. This is to smooth out the effect of market volatility for a more stable long-term return instead of being fully invested in one or a few segments.

(ii) The “Segment Participation Rate” refers to the non-guaranteed rate used in determining the interest to be credited to each segment. At the Company’s discretion, the segment participation rate may vary from each Segment, but it will not go below the applicable segment minimum participation rate. The segment minimum participation rate for S&P 500 Engle 6% VT TCA Index and UBS Multi Asset Engle 6% Index is 65% and 55% respectively. 

4. To be eligible for the Promotion, GELS must receive the application for the Qualifying Plan(s) from the policyholder within the New Business Submission period, and the Qualifying Plan(s) must be in force by the Policy Inforce period as set out below:-

5. All communication regarding this Promotion will be mailed to the policyholder’s mailing address provided in the application for the Qualifying Plan or such other mailing address as GELS may be subsequently notified in writing by the policyholder. GELS will not be responsible in any way for any non-receipt of the notification should there be a change in the mailing address of the policyholder.

6. Premiums paid for any single premium top-ups or additions are not eligible for the Additional Segment Participation Rate.

Other General Terms and Conditions:

7. In the event of any inconsistency between these terms and conditions and any advertising, publicity, brochure, marketing or other materials relating to or in connection with the Promotion, these terms and conditions shall prevail.

8. This Promotion is not valid with any other offers or promotions (including where premium vouchers are utilised for payment of premiums) held by GELS, unless otherwise specified by GELS.

9. GELS reserves the right to vary the terms and conditions or withdraw this Promotion at any time without prior notice. The decision of GELS on all matters relating to this Promotion shall be final and binding on all customers.

10. Notwithstanding anything herein, GELS has the absolute discretion to determine the eligibility of any person to participate in the Promotion. If GELS subsequently determines that a person is in fact not eligible, for any reason whatsoever, GELS may at its discretion, disqualify such person and cancel the Additional Segment Participation Rate without prior notice.

11. By participating in this Promotion, you agree and consent to GELS and its related corporations (collectively, the "Companies"), as well as their respective representatives, agents, the Companies' authorised service providers and relevant third parties (the Companies and all the other foregoing parties, collectively, “Great Eastern Persons”), collecting, using, disclosing, and/or sharing amongst themselves your personal data, for purposes reasonably required by the Companies to conduct and administer the Promotion and such other purposes as described in Great Eastern's Privacy Statement (collectively, the “Purposes”) which is accessible from Great Eastern Singapore’s website at https://www.greateasternlife.com, which you confirm you have read and understood.

Your consents herein supplement but do not supersede nor replace any other consents you may have previously provided to Great Eastern Persons, and your consents herein are cumulative and additional to any rights which any of the Great Eastern Persons may have to collect, use, and/or disclose your personal data, with or without your consent, to the extent permitted under applicable law.

In addition, where personal data of any person is disclosed by you, you further confirm and represent that you have obtained the consent of the individual concerned for the Purposes, unless such consent is not required under applicable laws: (i) to collect such personal data; (ii) for the disclosure of such personal data to the Great Eastern Persons; and (iii) for the Great Eastern Persons’ collection, use and/or disclosure of such personal data.

12. The terms and conditions of this Promotion shall be governed by and interpreted in accordance with Singapore law. The courts of Singapore shall have exclusive jurisdiction over any disputes arising from the terms and conditions, including the validity and enforceability thereof.

Information correct as at 15 February 2026.