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Product Riders

Great Eastern Life offers a wide range of supplemental benefits (riders) that you can add to your insurance policy, in order to better protect you and your family against the unexpected.

Among the comprehensive benefits provided by our riders are medical protection, premium waivers, financial protection against death and disability, and coverage against 45 critical illnesses.

You can view the list of riders that accompany our traditional, investment-linked and universal life plans below:
 

Riders for Traditional Plans

Critical Illness Care Rider
Helps secure your finances should critical illness occur to the life assured.
Essential AccidentCare Rider
Covers against death and injuries due to accidents, and provides medical expenses reimbursement and weekly indemnity benefit for hospitalisation.
Great Extender
Provides medical protection against unexpected emergencies.
Parent Protect Rider
Covers the life assured’s parents against Alzheimer’s Disease / Severe Dementia, Cancer, and Parkinson’s Disease.
Payer Benefit Extra Rider
Waives premiums should death, disability or critical illness occur to the payer.
Premium Waiver on CI Rider
Waives premiums should critical illness occur to the life assured.

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Riders for Investment-Linked Plans

IL Accidental Death and Dismemberment Benefits Rider
Provides coverage in the event of death or injury due to accidents.
IL Cash Assure Rider
Provides yearly Guaranteed Cash Payment in cash with protection for unexpected death, disability and retrenchment.
IL Comprehensive Accident Benefits Xtra Rider
Covers death and injuries due to accidents, and provides medical expenses reimbursement and weekly indemnity benefit for hospitalisation.
IL Critical Illness Benefit Rider / IL Critical Illness Benefit Advance Rider
Helps secure your finances should critical illness occur to the life assured.
IL Critical Illness Plus Rider / IL Critical Illness Plus Assure Rider
Provides additional coverage should critical illness occur to the life assured.
IL Great Income Rider
Provides yearly cash income should disability occur to the life assured.
IL Hospitalisation Benefits Rider
Provides daily cash income should the life assured be hospitalised.
IL Invest Assure Rider
Provides yearly Guaranteed Cash Payment that is automatically credited into the policy's total investment value, with protection for unexpected death, disability and retrenchment.
IL Junior CI Plus Rider
Provides financial protection against 17 child critical illnesses.
IL LadyCare Rider
Provides protection against female-linked illnesses.
IL Level Term Rider
Pays the rider sum assured should death or disability occur to the life assured.
IL Payer Benefit Extra Rider / IL Payer Benefit Extra Rider (Jr) / IL Payer Benefit Extra Assure Rider
Waives premiums should death, disability or critical illness occur to the payer.
IL Premium Waiver Extra Rider / IL Premium Waiver Extra Rider (Jr) / IL Premium Waiver Extra Assure Rider
Waives premiums should disability or critical illness occur to the life assured.
IL Premium Waiver on CI Rider
Waives premiums should critical illness occur to the life assured.
IL Waiver of Premium on TPD Rider
Waives premiums should disability occur to the life assured.
Smart Early Payout CriticalCare
Pays at the early stages of critical illness.
SmartMedic Million / SmartMedic Million Plus
Provides medical protection against unexpected emergencies.
SmartMedic Million Extender
Extends the Overall Annual Limit of SmartMedic Million by an additional RM2,000,000.
Smart Multi Critical Care
Multiple-pay critical illness rider that provides coverage for 188 conditions across early, intermediate and advanced stages along with special benefits.

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Riders for Universal Life Plans

UL Payer Benefit Extra Rider
Waives premiums should death, disability or critical illness occur to the payer.
UL Premium Waiver on CI Rider
Waives premiums should critical illness occur to the life assured.

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Great Eastern Holdings Ltd | Great Eastern Life Assurance Co Ltd | Great Eastern General Insurance Ltd
Great Eastern Holdings Ltd | Great Eastern Life Assurance Co Ltd | Great Eastern General Insurance Ltd