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Smart Early Payout CriticalCare (Banner): Early Stage Critical Illness Insurance - Great Eastern Life Malaysia

Health Insurance

Smart Early Payout CriticalCare | Early Critical Illness Plan | Unit Deduction Rider with Multiple Claims

The first plan in Malaysia that pays at the early stages of critical illness

No matter how much we plan for the future, there will always be unexpected events beyond our control, such as the onset of a critical illness. However, with continuous medical advances and emphasis on periodic health screening, early detection of a critical illness is promising and may save your life.


Smart Early Payout CriticalCare is designed with you in mind. It's a unique investment-linked insurance rider, which pays upon early diagnosis of a critical illness covered under this plan, not when the illness has become more severe – as with most insurance plans. Smart Early Payout CriticalCare gives you the early payout protection you need so that you can focus on treatment and recovery.

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Key benefits


Early payout, finances saved

With early payouts to provide for early treatment, medication or even financial commitments1, you can focus on recovery and getting back on your feet.


Multiple claims across illnesses

You can make multiple claims for different critical illnesses or across severity levels for the same critical illness, with no waiting between claims1 .


Added coverage with 'Buy Back' option

To remain covered even after receiving a full payout, you can buy back the death benefit from selected insurance offered by us1,2.

How Smart Early Payout CriticalCare works

Smart Early Payout CriticalCare: How it Works? - Great Eastern Life Malaysia

Footnotes and disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern Life Planning Advisor or have us call you back.

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