Medic Guard Campaign
For selected customer only.
Enhance your medical coverage for the added protection that matters most! Enjoy GREATER medical coverage that stengthens your existing coverage with no medical underwriting and waiting period required1.
This campaign2 is available for selected customers only. Hurry up, add an extra layer of protection to your existing medical plan today!
Here's how you can enhance your medical coverage with ease:
GREATER medical coverage with:
- Additional Life Coverage
- High Overall Annual Limit of RM5,000,000
- No Overall Lifetime Limit
- Enhanced Benefits for Inpatient and Outpatient Treatment
- Coverage on Communicable Diseases
- Enjoy Wellness Bonus every two years by staying healthy3
- The Great Journey pathway4
Note: Terms and conditions apply.
1Waiting period will continue to be applicable in the new medical rider if the waiting period has not yet passed in your existing medical plan.
2The benefit(s) payable under eligible policy/product is(are) protected by
PERBADANAN INSURANS DEPOSIT MALAYSIA ("PIDM") up to limits. PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY/PRODUCT IS SUBJECT TO LIMITATIONS. Please refer to PIDM’s TIPS Brochure or contact Great Eastern Life Assurance (Malaysia) Berhad or PIDM (visit www.pidm.gov.my).
3Wellness Bonus is applicable when you stay claim-free within every two-years period, 10% of the insurance charges charged in the year before each refund will be refunded and credited into the total investment value of your policy at the end of the two-year period.
4The Great Journey pathway is a designated medical pathway that provides you with quality care and exclusive healthcare experience at clinics and hospitals nationwide under The Great Journey. You may refer to The Great Journey webpage at my.gelife.co/tgjoverview for further details. An additional 20% co-insurance (up to RM20,000 per policy year) will apply on top of the RM20,000 deductible amount if the conditions under The Great Journey pathway are not fulfilled. Please refer to the Product Disclosure Sheet (PDS) for more information.
Product Disclosure Sheet
SmartProtect You Exclusive - English
SmartProtect You Exclusive - Bahasa Malaysia
Smart Health Protector Exclusive - English
Smart Health Protector Exclusive - Bahasa Malaysia
GREAT MediValue Exclusive - English
GREAT MediValue Exclusive - Bahasa Malaysia
Appendix
Smart Health Protector Exclusive - English
Smart Health Protector Exclusive - Bahasa Malaysia
GREAT MediValue Exclusive - English
GREAT MediValue Exclusive - Bahasa Malaysia
For more information, please contact your existing agent. Alternatively, please email to marketing-my@greateasternlife.com or call 1300-1300 38.
Additional information
Please refer to the answers provided to the FAQs to understand how this Medic Guard Campaign will be administered by Great Eastern Life Assurance (Malaysia) Berhad.
SPYE is an investment-linked insurance plan that provides life coverage up to age 100 years next birthday. SHPE and GMVE are unit deducting medical riders offered by the Company and are attachable to SPYE. This material contains only a brief description of the products, and it is not exhaustive. You are advised to refer to the products’ Sales Illustration, Product Disclosure Sheet, Fund Fact Sheet and brochure for more details of the products before accepting this offer to apply for the new policy. Please refer to the terms and conditions in the policy documents of SPYE and SHPE / GMVE for detailed important features and benefits, exclusions and waiting periods under the policy, if any.
The term “Company” shall refer to Great Eastern Life Assurance (Malaysia) Berhad.
Great Eastern Life Assurance (Malaysia) Berhad 198201013982 (93745-A) is licensed under the Financial Services Act 2013 and is regulated by Bank Negara Malaysia.
The information set out herein is correct as at 19 January 2026.