Explore our GreatLink funds to build your investment portfolio
| Fund | Prospectus/ Funds Details/ Fund Summary | PHS | Provider’s Factsheet | |
| 1 | GreatLink Asia Dividend Advantage Fund |  |
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| 2 | GreatLink Asia High Dividend Equity Fund | |
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| 3 | GreatLink Global Real Estate Securities Fund | |
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| 4 | GreatLink Income Bond Fund | |
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| 5 | GreatLink Income Focus Fund | |
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| 6 | GreatLink Multi-Sector Income Fund | |
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| 7 | GreatLink US Income and Growth Fund (Dis) | |
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Your questions answered
GREAT Flexi Advantage is an investment-linked insurance plan (ILP) designed to meet your wealth accumulation needs. By giving you access to professionally managed funds, this allows the account value of your policy to potentially grow in the long term. The account value of this plan will vary directly with the performance of the funds.
You may choose between single premium and recurrent single premium.
GREAT Flexi Advantage can be purchased with cash or via the Supplementary Retirement Scheme (SRS).
Recurrent single premium, or RSP, is a payment method that gives you full flexibility to continue or stop paying the recurrent single premium at any time. You may increase or reduce your recurrent single premium amount, subject to financial underwriting or the prevailing minimum premium limit. Mid-way termination of premium payment does not subject you to any penalty.
GREAT Flexi Advantage provides you with financial protection against death and accidental death.
We will pay the account value in one lump sum if the life assured dies or the higher of the following amounts if the life assured dies by accident: -
(a) 105% of the total recurrent single premiums or single premium paid, whichever is applicable, plus 105% of the total single premium top-ups (if any), less 105% of the total amount of partial withdrawals made (if any); or
(b) the account value,
less any debt under the policy.
An accident is an event that results in a sudden, unforeseen and involuntary injury which occurs independently of an illness, disease or any other cause.
There are certain situations when we will not pay the benefits under the plan. These conditions are stated in the policy contract.
You can choose to invest in one or more of the GreatLink Funds. For the full list of funds available for your policy, you can refer to our website. Details of each fund can be found in their respective fund documents, which will explain the risk that is specific to each fund.
The following documents are also made available for you to better understand each fund:
· Prospectus/Fund Details/Fund Summary (where applicable);
· Product Highlights Sheet (PHS);
· Provider’s Factsheet;
· Semi-annual and Annual Reports; and
· Performance charts.
Please note that every fund or combination of funds has its own investment objectives, horizon, liquidity, and level of risk. You are advised to select fund(s) that is/are more appropriate to satisfy your individual budget, risk profile, financial needs and preference.
(a) Premium charge
We will deduct a premium charge from the premiums you pay before the remaining amount is apportioned to create and grant units in fund(s) chosen by you. The premium charge is a percentage of the single premium/recurrent single premium or single premium top-up (if any) and varies according to the attained age of the life assured.
(b) Switching fee
There is currently no switching fee if you decide to switch funds. However, we may impose a fund switching fee at any time in the future by giving you at least 1 month’s notice.
(c) Partial withdrawal/full surrender charge
There is no charge levied on a partial withdrawal and/or full surrender of the policy.
(d) Fund management charge and custodian fee
We will deduct a fund management charge and custodian fee from the fund value at each asset valuation, before the determination of the unit prices. Please refer to the Fund Details and PHS for the fund(s) selected. These documents can also be downloaded from our website.
As buying a life insurance policy is a long-term commitment, an early termination of the policy after the free-look period usually involves high costs. Insurance coverage will be lost if you surrender your policy early.
The actual amount you will receive depends on the value of all your selected funds based on the prices of the respective funds at the next valuation date. This may be lower than the total recurrent single premiums/single premium and total single premium top-ups (if any) which you have paid.
When you invest in this plan using funds from your SRS, the plan will be managed in compliance with the SRS regulations as amended from time to time. If the terms and conditions are inconsistent with those regulations, then the regulations shall prevail.
1. What is Investment-linked Insurance Plan (ILP)?
An ILP is a life insurance policy which provides a combination of protection and investment. Premiums buy life insurance protection and investment units in professionally managed investment-linked fund(s). ILPs do not provide guaranteed cash values. The value of the ILP depends on the price of the underlying units, which in turn depends on how the investments in the fund perform. Fees, expenses and insurance charges for an ILP are paid for through a deduction of the premium and/or sale of purchased units.
You may refer to 'Your Guide to ILP' for more information.
2. What is the difference between investment-linked insurance and endowment?
Endowment insurance combines protection with savings. It pays a guaranteed sum assured plus any bonuses at maturity or upon death/total and permanent disability (if this benefit is provided) during the policy term. Returns are relatively stable but may vary depending on bonus declarations.
Investment-linked insurance provides life coverage and invests your premiums in managed funds. You can choose funds based on your risk appetite, and the value of your policy depends on fund performance. While you may receive a death benefit on top of your investment value, insurance charges generally increase with age. If coverage is high and fund performance is poor, your policy value may become insufficient to cover charges, risking policy lapse.
You may refer to 'Your Guide to Life Insurance' for more information.
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Understand the details before buying
1 Provided the account value of your policy is positive.
2 For partial withdrawal of policies, the minimum value of units to be cancelled is S$500 and the value of remaining units in each fund after the partial withdrawal should be at least S$500.
3 All partially withdrawn or fully surrendered amounts will be returned to the source of the original premium payment. Cash payments will be made to you, while funds from your SRS account will be returned to your SRS account.
^ The dividend rate and frequency vary according to the chosen dividend-paying fund. The dividend distributions are not guaranteed and are determined by the relevant fund manager in its absolute discretion. The payment of dividends may reduce the net asset value of the fund which is used to calculate the fund value and the benefits payable under your policy.
# A premium charge will be deducted from the single premium top-up before the remaining amount is apportioned to create and grant units in each fund selected by you.
* For single premium policies, total premiums paid refers to the single premium paid plus the total of single premium top-ups paid (if any) less total partial withdrawals made (if any). For recurrent single premium policies, total premiums paid refers to the total recurrent single premium paid plus the total of single premium top-ups paid (if any) less total partial withdrawals made (if any).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The above is for general information only. It is not a contract of insurance. The terms, conditions and exclusions of this insurance plan are specified in the policy contract.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. Please refer to Fund Details and Product Highlights Sheet for the specific risks of the fund(s).
A Product Summary and a Product Highlights Sheet in relation to the fund(s) may be obtained through The Great Eastern Life Assurance Company Limited or its financial representatives. Potential investors should read the Product Summary and the Product Highlights Sheet before deciding whether to invest in the fund(s). Returns on the units of the fund(s) are not guaranteed. The value of the units in the fund(s) and the income accruing to the units, if any, may fall or rise.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
In case of discrepancy between the English and the Chinese versions, the English version shall prevail.
Information correct as at 1 April 2026.
