How LifeSecure works
| Annual Premium | S$154.50 | |||
| Plan ends | Age 65 |
Deferment period
|
180 days | ||||
| Monthly benefit payout | S$1,000 (continues for as long as he remains disabled) | ||||
| Payback benefit | S$6,000 (i.e. six times the monthly payout) | ||||
| Premiums waived | He does not have to pay the premium while receiving the monthly benefit payout |
Understand the details before buying
1 The out-of-school benefit ends when the life assured attains age 16, and is subject to a minimum of 12 monthly installments of the benefit having been paid.
2 Terms and conditions apply.
3 Payable following a deferment period of 90 days or 180 days (as the case may be) starting from the date on which the life assured starts to suffer from the inability to perform at least 2 of the ADLs or total and permanent disability, during which no benefit is payable.
* Based on a 20-year-old male under a LifeSecure Rider plan with coverage and premium payment term up to age 65. Amount shown is derived from annual premium divided by 365 days, rounded to nearest cent. Premium rates are not guaranteed and may be adjusted based on future experience.
All ages specified (save that mentioned in footnote 1) refer to age next birthday.
The above is for general information only. It is not a contract of insurance. The terms, conditions and exclusions of this insurance plan are specified in the policy contract.
This product applies mainly to Singapore Citizen/PR. If you are not a Singapore Citizen/PR, you have to meet certain residency requirements before you can apply for a policy or renew it.
As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost.
This advertisement has not been reviewed by the Monetary Authority of Singapore
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
In case of discrepancy between the English and Chinese versions, the English version shall prevail.
Information correct as at 17 August 2026.
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