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Group Insurance


EasyCarePlus - Simple and affordable Group Insurance term protection plan for all

Discover an alternative solution to help protect you and your family from financial stress during times of need! EasyCarePlus provides affordable protection for a defined period of time especially when insurance needs are high but budget is limited.


For only RM10, get covered up to RM40,000 against loss of life, total and permanent disability, and accidental death.


Perlindungan Tenang

Perlindungan Tenang is an initiative launched by Bank Negara Malaysia (BNM) in 2017 in collaboration with the insurance industry, with the objective of expanding insurance and takaful solutions targeted at the unserved and underserved segment (particularly the bottom 40% of households (B40)). EasyCarePlus is one of the certified products under this Perlindungan Tenang programme. For more information about Perlindungan Tenang, visit www.liam.org.my or www.malaysiatakaful.com.my.

Key benefits

Easy application with only one health declaration required

Extendable coverage to cover spouse

Personal and portable coverage

(continue until policy maturity after you have retired/ resigned)

Affordable premium from RM10 a month


Protection till 60 years next birthday

Sum assured remains the same throughout policy term




Additional benefit

  • Premiums paid are eligible for income tax relief up to RM3,000



COMPLIMENTARY COVERAGE for COVID-19 vaccination side effects

The COVID-19 Vaccine Fund is available for all member(s) of GMBIS with a registered e-Connect account. Get extra daily hospital income benefit and death benefit due to adverse events following immunisation (AEFI) from receiving a COVID-19 vaccination. 


RM200 per day up to a maximum of 7 days for hospitalisation, due to adverse events following immunisation (AEFI)  within 14 days after receiving a COVID-19 Vaccine.

RM10,000 per life if death is related to AEFI within 30 days from receiving a COVID-19 Vaccine.

Coverage period until 31 December 2021 or until the COVID-19 Vaccine Fund has reached a total claims payout of RM1 million, whichever is earlier.



Sample of schedule of benefits


                                   Monthly contribution: RM10/ month/ person

Entry age: 18 - 40 years next birthday

Entry age: 41 - 59 years next birthday

                  Sum assured

                  Sum assured

Death benefit



Total permanent disability



Accidental death





  • All legally registered organizations such as: Corporate company, Union, Association, Cooperative, and Club that fulfils the requirement of fifty (50) minimum lives assured are eligible to register as a corporate company with the GMBIS account.
  • All the employees/ members of the corporate company are eligible to apply for the GMBIS policy.


Entry age requirement:

  • (i) Employee/ member and spouse: Age 18 - 59 years next birthday.
  • (ii) Coverage for spouse can only be extended if an Assured Member (employee/members) participates in the scheme.



Requirement for number of lives assured

Minimum: 50 (staffs/ members and spouse)                                                                       

Maximum: No Limit                                                                                

No scheme will be issued if the number of lives within the scheme is less than 50



Policy term

Coverage till age sixty (60) years next birthday



Contribution method

  • Payment Mode: Monthly only
  • Payment Method: Salary deduction/ credit card/ bank deduction



Service fee

Payment to Master Policyholder (MPH). Varies by group, subject to a maximum of two (2) per cent of contribution limited to payroll deduction payment method.



Book a presentation

Your employees/ members are your greatest asset! Protect them and their families with an affordable, flexible and comprehensive insurance plan that can serve as both a standalone plan or a top-up to their existing insurance coverage.


Need more information? Drop your details here and our friendly representatives will get in touch with you!

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