Get a compesation up to RM500,000 for unfortunate events such as death or permanent disablement due to accident.
Coverage up to RM50,000 for medical expenses such as room charges and clinical, medical and surgical treatments.
Enjoy a double up weekly benefit of Temporary Total or Partial Disablement for up to a maximum of 104 weeks due to accident happen that prevents you from attending to work, profession or business. (details in Benefit Table)
Receive double the capital sum insured, if an accident occurs which leaves you with the permanent loss of two limbs, total paralysis, total loss of sight or death while travelling in public transport. (Including renewal bonus, if any)
Cover yourself up to RM250,000 if you liable to pay a third party for accidental bodily injury or accidental property damage.
Worry-free in incidents as you will get assisted with 24 hours emergency towing and roadside repair, car replacement assistance, and arrangement of hotel accommodation.
We will not pay the Benefits if the Injury is directly or indirectly caused by or resulted from or traceable to :
•Persons either occasionally or generally involved in manual work not of a particularly hazardous nature but involving the use of tools and machinery.
•Air crew, professional sportsperson, professional diver, jockey, professional entertainer, social escort, military and law enforcement officer, firefighter, sailor, acrobat, bodyguard, debt collector and security guard.
•War, terrorism, radiation or contamination by radioactivity, nuclear weapons material.
•Diseases or sickness, parasitic, bacterial or viral infection, pre-existing physical or mental defect or infirmity, pregnancy, childbirth, miscarriage or any complications of pregnancy, HIV and/or HIV related illness including AIDS, provoked murder or assault, suicide or attempted suicide, self injury, drug addiction.
•Professional or semi-professional sports, flying as a pilot or air crew member in any aircraft, motorcycling, steeple-chasing, go-karting, winter sports, ice hockey, boxing, wrestling, parachuting, hang-gliding, skydiving, horseback polo playing, barehanded rock or cliff scaling, hunting outside the territorial limits of Malaysia, sea-angling, boating or yachting beyond 5 kilometers off any coastline, motor sports rallies or competitions, speed testing, reliability trials or racing of any kind other than on foot.
The policy's age limit starts from 18 years to 65 years old. But we allow renewal up to 70 years old. You re eligible for the policy if your profession or occupation fails under the following classification:
Class 1
Persons engaged in professional administrative managerial, clerical and nin-manual occupations.
Class 2
Persons engaged in work of superivisory nature and others not in Class 1 whose duties do not involve the use of tools or machinery or expose them to any special hazard.
Persons only occasionally exposed them to hazardous environment e.g outdoor salesman and site engineers.
Class 3
Persons enganged in manual work not particularly hazardous nature but involving the use of tools or machinery.
This material is for general information only. It is not a contract of insurance. You are advised to refer to the Product Disclosure Sheet for detailed important features and benefits of the plan before purchasing the plan. For further information, reference shall be made to the terms and conditions specified in the Policy Contract issued by GEGM.
The terms "GEGM" and "We" shall refer to Great Eastern General Insurance (Malaysia) Berhad.
Great Eastern General Insurance (Malaysia) Berhad (102249-P) is licensed under the FInancial Services Act 2013 and is regulated by Bank Negara Malaysia.
Should you require any further product information, you may call us at 1300-1300 88 (press “2” for General Insurance).
Alternately, you may email us at gicare-my@greateasterngeneral.com.