1. For queries on medical repricing, please contact our Careline team at +603-48133928 from Monday to Friday, 8.30am to 5.15pm (except Public Holiday)

 

 

2. As part of Bank Negara Malaysia’s (BNM) ongoing efforts to ensure that all Insurance and Takaful industry players uphold their commitments and deliver services as outlined in their Customer Service Charter (CSC), both BNM and the Boards and Management Committees of the Associations (MTA/LIAM/PIAM) have approved the appointment of NielsenIQ Malaysia as the research agency to conduct the Customer Satisfaction Survey (CSS) 2024/25. Please visit our Announcement page for more information. 

Introducing the new digital claims service
Introducing the new digital claims service
Discover the GREAT stories from all walks of life
Sign up and enjoy guaranteed returns of up to 4.3% p.a.

Personal Accident Insurance | Junior Protector

Because your children is what matter most

Children are precious to their parents, they naturally inclined to explre and grow. Priotising their safety is crucial, as unforeseen accidents and circumstances may happen. Hence, Junior Protector is here, guarding them against mishaps as well as their well-being in academic.

Email us

Key benefits

  • Circle Image

    Medical Expenses

    Coverage up to RM5,000 for medical expeses such as room charges and clinical, medical and surgical treatments.
  • Circle Image

    Reimbursement of Examination

    Get cover up to RM3,000 per child for examination fees if they are unable to sit examinations as a result of hospitalisation due to an accident.
  • Circle Image

    Purchase of Prostheses

    Reimburstment up to RM5,000 if your child requires the purchase of a wheelchair, crutches or artificial arm or leg to assist in mobility .
  • Circle Image

    Academic Achievement Award

    Receive a cash reward up to RM200 if your child achieves outstanding results in major examinations.
  • Circle Image

    Government Hospital Allowance

    Get a daily cash allowance, if the child is confined in a government hospital for more than 24 hours  due to accident.
  • Circle Image

    Guardian Allowance

    We will pay an allowance of RM50 per day up to a maximum of 60 days, if the child is hospitalised and companion of a parent is required.

     

    Note: Please refer to the Policy Contract or the complete Benefits

How Junior Protector works

Junior Protector table

Understand the details before buying

Subject to the benefits and extensions applicable to this Policy, We will not pay the Benefits if the Injury is directly or indirectly caused by or resulted from or traceable to

 General Exclusion :

1. War, terrorism, radiation or contamination by radioactivity, nuclear weapons material.

2. HIV and/or HIV related illness including AIDS.

3. Childbirth, pregnancy, miscarriage or any complications thereof.

4. Pre-existing physical or medical conditions, physical or mental defects or infirmity.

5. Self-inflicted injury and provoked murder or assault.

6. Engaging in dangerous activities or sports such as skydiving, horse riding, motor sports rallies etc. whether professionally or semi-professionally.

 

1. War, terrorism, radiation or contamination by radioactivity, nuclear weapons material.

2. HIV and/or HIV related illness including AIDS.

3. Childbirth, pregnancy, miscarriage or any complications thereof.

4. Pre-existing physical or medical conditions, physical or mental defects or infirmity.

5. Self-inflicted injury and provoked murder or assault.

6. Engaging in dangerous activities or sports such as skydiving, horse riding, motor sports rallies etc. whether professionally or semi-profeSubject to the benefits and extensions applicable to this Policy, We will not pay the Benefits if the Injury is directly or indirectly caused by or resulted from or traceable to

 General Exclusion :

1. War, terrorism, radiation or contamination by radioactivity, nuclear weapons material.

2. HIV and/or HIV related illness including AIDS.

3. Childbirth, pregnancy, miscarriage or any complications thereof.

4. Pre-existing physical or medical conditions, physical or mental defects or infirmity.

5. Self-inflicted injury and provoked murder or assault.

6. Engaging in dangerous activities or sports such as skydiving, horse riding, motor sports rallies etc. whether professionally or semi-professionally. ssionally. 

The Insured Person must be:

•Legitimate children including step-children and legally adopted children aged 1 year old to 18 years old (or 23 years old if attending tertiary education) who are unmarried, unemployed and wholly dependent on you for support.

•Children aged 1 – 12 are only eligible to enrol for Plan A.

This material is for general information only. It is not a contract of insurance. You are advised to refer to the Product Disclosure Sheet for detailed important features and benefits of the plan before purchasing the plan. For further information, reference shall be made to the terms and conditions specified in the Policy Contract issued by GEGM.

The terms "GEGM" and "We" shall refer to Great Eastern General Insurance (Malaysia) Berhad.

Great Eastern General Insurance (Malaysia) Berhad (102249-P) is licensed under the FInancial Services Act 2013 and is regulated by Bank Negara Malaysia.

Should you require any further product information, you may call us at 1300-1300 88 (press “2” for General Insurance).

Alternately, you may email us at gicare-my@greateasterngeneral.com.