Receive compensation up to RM 50,000 for death caused by a pregnancy disorder, childbirth or miscarriage.
Cover up to RM10,000 per accident for corrective cosmetic surgery on the head and/or neck, or treatment of injury or damage to sound natural teeth.
Receive up to RM 10,000 compensation if diagnosed with HIV infection within 12 months after getting a blood transfusion.
Enjoy daily cash allowance of RM100 up to 180 days maximum if you are hospitalised for more than 24 hours.
Reimbursement up to RM 5,000 for legal costs when taking legal action againts colleagues for sexual harassment.
Be worry-free by receiving up to RM 2,000 for loss of personal effects caused by a snatch thief or wayside robber.
Subject to the benefits and extensions applicable to this Policy, We will not pay the Benefits if the Injury is directly or indirectly caused by or resulted from or traceable to
1) General Exclusion :
1. War, terrorism, radiation or contamination by radioactivity, or nuclear weapons material.
2. Suicide or insanity.
3. HIV and/or HIV related illness including AIDS.
4. Childbirth, pregnancy, miscarriage or any complications thereof.
5. Pre-existing physical or medical conditions, physical or mental defects or infirmity.
6. Self-inflicted injury and provoked murder or assault.
7. Engaging in dangerous activities.
8. Criminal or illegal activities.
9. Nuclear, chemical or biological terrorism..
2) Excluded Occupations :
· Air Crew
· Professional Sportsperson
· Professional Diver
· Jockey
· Professional Entertainer
· Social Escort
· Explosive Handler/Maker
· Military & Law Enforcement Officer
· Fire Fighter
· Sailor
· Acrobat
· Bodyguard
· Debt Collector
· Demolition Worker
· Quarry Worker
· Steeplejack
· Sawyer
· Security Guard
· Woodworking Machinist
· Heavy Commercial Vehicle Driver
· Oil Rig Worker
· Underground/Mining Worker
· Timber Logger/Worker
· Plantation/Estate Worker (other than owner)
· Construction Worker
The Lady Protector is open to all Malaysians and permanent residents residing and working in Malaysia and whose occupation or profession does not fall within the list of Excluded Occupations. The entry age limit for cover starts from 16 to 60 years old and renewable up to 70 years old.
This material is for general information only. It is not a contract of insurance. You are advised to refer to the Product Disclosure Sheet for detailed important features and benefits of the plan before purchasing the plan. For further information, reference shall be made to the terms and conditions specified in the Policy Contract issued by GEGM.
The terms "GEGM" and "We" shall refer to Great Eastern General Insurance (Malaysia) Berhad.
Great Eastern General Insurance (Malaysia) Berhad (102249-P) is licensed under the FInancial Services Act 2013 and is regulated by Bank Negara Malaysia.
Should you require any further product information, you may call us at 1300-1300 88 (press “2” for General Insurance).
Alternately, you may email us at gicare-my@greateasterngeneral.com.