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SmartInvest Growth (Banner): Single Premium Investment Linked Policy - Great Eastern Life Malaysia

Wealth Accumulation

SmartInvest Growth |
Investment linked Insurance Plan for Wealth Accumulation

Enhance your financial safety net with investment opportunities

When you have clear goals in life, you need to plan to ensure you can live up to your expectations. SmartInvest Growth is a life insurance investment-linked plan designed to enhance your protection and financial safety net.


The plan offers a convenient way to increase your sum assured when you want more coverage due to increasing financial and family commitments at different life stages. Starting with a one-time premium of just RM5,000, you can also choose to top up anytime to boost your policy’s investment value. As SmartInvest Growth enhances your coverage and makes the most of your money, the financial safety net will bring your dreams closer to reality.

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Key benefits

Enhance your protection

When you marry, welcome a newborn child or as your responsibilities increase, you can increase your sum assured accordingly, without underwriting1.

Helps your money go further

By allocating 95% of your premium to unit funds, the plan maximises your investments, whose performance will add to your plan’s total investment value1.

Top up anytime to tap opportunities

Enjoy the benefit of potential growth with a minimum premium top-up of RM1,000 to inject a fresh amount of 95% of your premiums paid to unit funds1.


Choose and switch between funds

To help you take advantage of the high premium allocation rate, the plan gives you access to professionally managed funds. You can pick the funds that suit your risk appetite and investment style1. When your needs change later, you can switch your choice of funds1.


Safeguards the future of your loved ones

In the event of death or Total and Permanent Disability (TPD), the basic sum assured or total investment value of the policy, whichever is higher, will be paid out in accordance with the provisions of the policy1 – so you rest assured that your loved ones have the financial resources they need to carry on.


Tax relief

Benefits received from the plan are generally non-taxable and premiums paid may qualify for tax relief. However, tax benefits are subject to the Malaysian Income Tax Act, 1967, and final decision of the Inland Revenue Board.

Footnotes and disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern Life Planning Advisor or have us call you back.

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