Being diagnosed with cancer, heart attack and stroke does not just affect your health, it also has serious ramifications for the finances as well as emotional wellbeing of you and your loved ones.
Great Early Triple Care is a comprehensive plan which helps to ensure you are adequately protected should you ever be diagnosed with any of these life-changing illnesses. It helps to ensure you receive the early diagnosis and medical treatment that are crucial to getting well again. Just as importantly, Great Early Triple Care reduces your loved ones or your ensuing financial burden, so you can focus on what’s most important–recovery. Because being able to make the most of each day with those you care for is the most critical thing in life.
If you are diagnosed with cancer, heart attack or stroke, you will receive the payout1 up to 300% of basic sum assured2, in one lump sum.
When it comes to early or intermediate stage cancer, heart attack and stroke, you can make up to 2 claims from different critical illness categories2.
Once the policy matures3, you will receive 100% of the Basic Sum Assured or total premium paid, whichever is higher2.
Should death occur, your loved ones will receive the total premiums paid or cash value of the plan, whichever is higher, in one lump sum2.
Talk to your Great Eastern life planning advisor to see which insurance solutions are right for you. No representative yet? Simply browse through our list of life planning advisors.
Menara Great Eastern
303 Jalan Ampang
50450 Kuala Lumpur
1 The amount payable depends on the stage of the critical illness
2 Terms and conditions apply.
3 on the policy anniversary on which you turn 80 years old next birthday
Great Early Triple Care is a non-participating plan that provides coverage against Cancer, Heart Attack and Stroke across different stages: Early Stage, Intermediate Stage and Advanced Stage. Premiums are payable up to age 80 years next birthday or until a claim has been made on advanced stage critical illness or until death, whichever occurs first. The plan will mature at the policy anniversary on which the life assured’s age is 80 years next birthday.
You should satisfy yourself that this plan will best serve your needs and that the premium payable under the policy is an amount you can afford. A free-look period of 15 days is given for you to review the suitability of the plan. If the policy is returned to the Company during this period, the full premium would be refunded to the policy owner minus the expenses incurred for medical examination, if any. If you switch your policy from one company to another or if you exchange your current policy with another policy within the same company, you may be required to submit an application where the acceptance of your proposal will be subject to the terms and conditions to be imposed at the time of the policy switching or replacement.
The policy may not have a guaranteed minimum cash value on termination until after you have paid premiums for two years. If you surrender your policy early you may get back less than the amount you have paid. If you stop paying premiums before the end of the premium payment term, an automatic premium loan will be effected under your policy to pay future premiums so long as the cash value is more than the total indebtedness. Cessation of premium payment before the end of the premium payment term may lead to early termination of coverage.
The above is for general information only. It is not a contract of insurance. You are advised to refer to the Sales Illustration, Product Disclosure Sheet, consumer education booklet on Medical and Health Insurance product (MHI) and sample policy documents for detailed important features and benefits of the plan before purchasing the plan. The exclusions and limitations of benefits highlighted above are not exhaustive. For further information, reference shall be made to the terms and conditions specified in the policy issued by Great Eastern Life.
The terms "Great Eastern Life" and "the Company" shall refer to Great Eastern Life Assurance (Malaysia) Berhad.
Information correct as of 13 November 2017.