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Great Flexi Wealth

Great Flexi Wealth- Great Eastern

Great Flexi Wealth

A solution that takes your savings further

A great life begins with a savings plan that brings you closer each year towards the dreams you treasure for yourself and your loved ones.

Great Flexi Wealth is a universal life endowment plan that takes you further towards fulfilling your treasured aspirations by helping you save while allowing you to rest assured that you are well protected.

Key benefits

Short financial commitment

Enjoy the protection of 20 years – choose between a premium payment term of either 5 or 10 years to suit your level of affordability and commitment1.

Hassle free enrolment

With no health questions asked and no medical examinations required, obtaining protection is easy1.cher

Yearly Guaranteed Cash Payment

Grow your savings with regular cash benefit. You may withdraw or reinvest your yearly Guaranteed Cash Payment2 with the Company for potential upside1.

Death or Total and Permanent Disability (TPD) Benefit

You and your loved ones are protected against the unexpected by receiving higher of Prevailing Sum Assured3 or Account 1 Value; plus any Account 2 Value upon Death due to non-accidental causes or TPD due to all causes which occurs prior to the policy anniversary of age 70 years next birthday1.

Double or triple protection for accidental death

Higher protection should accidental death occur in any policy year prior to the policy anniversary of attained age 65 years next birthday of the Life Assured1

Lump sum payout upon maturity

Upon maturity of the policy, you will receive a lump sum payment equivalent to the higher of 105% of total Basic Annualised Premium paid less total Guaranteed Cash Payment paid or Account 1 Value; plus any Account  2 Value1

Uninterrupted protection with No-Lapse Guarantee

Great Flexi Wealth comes with a ‘No-Lapse Guarantee’. This valuable feature ensures that your policy will continue to remain in force even if your Account 1 Value and Account 2 Value become zero, so long as the premiums are paid up to date and there is no overdue premium interest on your policy1

Life planning advisor

Contact a life planning advisor

Talk to your Great Eastern life planning advisor to see which insurance solutions are right for you. No representative yet? Simply browse through our list of life planning advisors.

Visit Us

Menara Great Eastern
303 Jalan Ampang
50450 Kuala Lumpur

Footnotes and Disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern life planning advisor or have us call you back.


1 Terms and conditions apply.

2 At the end of each policy year, a percentage of your Basic Annualised Premium is payable to you by way of Guaranteed Cash Payment (GCP), provided that all basic premium and overdue premium interest, if any, for the respective year are paid. This cash benefits will be payable until death, TPD, surrender or maturity, whichever occurs first.

3 Prevailing Sum Assured is the (percentage of Total Basic Premium paid) less Total GCP paid excluding any advance premium paid.


All ages specified refer to age next birthday.

Great Income Plus 2 is a limited pay participating endowment plan with guaranteed Survival Benefit and non-guaranteed bonuses. Premiums are payable until the end of the premium payment term, or until death or TPD, whichever comes first. Any increase in coverage shall entail an increase in premium payment. However, the premium rates are guaranteed and will remain the same throughout the premium payment term.

You should satisfy yourself that this plan will best serve your needs and that the premium payable under the policy is an amount you can afford. A free-look period of 15 days is given for you to review the suitability of the plan. If the policy is returned to the Company during this period, the full premium would be refunded to the policy owner minus the expenses incurred for medical examination, if any. If you switch your policy from one company to another or if you exchange your current policy with another policy within the same company, you may be required to submit an application where acceptance of your proposal will be subject to the terms and conditions to be imposed at the time of policy switching or replacement.

The cash bonus and terminal bonus are not guaranteed. The actual bonuses that would be declared may be more or less depending on the operating and investment results experienced by the Company.

The policy may not have a guaranteed minimum cash value on termination until after you have paid premiums for two years. If you surrender your policy early you may get back less than the amount you have paid. If you stop paying premiums before the end of the premium payment term, an automatic premium loan will be effected under your policy to pay future premiums so long as the cash value is more than the total indebtedness. The Company shall charge interest on the above loans at interest rates to be determined by the Company from time to time. The prevailing interest rate is available on the Company’s official website. Cessation of premium payment before the end of the premium payment term may lead to early termination of coverage.

The above is for general information only. It is not a contract of insurance. You are advised to refer to the Sales Illustration, Product Disclosure Sheet and sample policy documents for detailed important features and benefits of the plan before purchasing the plan. The exclusions and limitations of benefits highlighted above are not exhaustive. For further information, reference shall be made to the terms and conditions specified in the policy issued by Great Eastern Life.

The terms "Great Eastern Life" and "the Company" shall refer to Great Eastern Life Assurance (Malaysia) Berhad.

Information correct as on 17 July 2017.

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Great Eastern Holdings Ltd | Great Eastern Life Assurance Co Ltd | Great Eastern General Insurance Ltd
Great Eastern Holdings Ltd | Great Eastern Life Assurance Co Ltd | Great Eastern General Insurance Ltd