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Great Wealth Accumulator 3

Great Wealth Accumulator 3 - Great Eastern

Great Wealth Accumulator 3

Your first step towards smart wealth accumulation

Do you sometimes feel that saving a small amount is not going to get you anywhere? If so, you will be glad to know that what you save today can go a long way towards giving yourself and your loved ones a better future.

Great Wealth Accumulator 3 is an endowment plan that is not only affordable but a smart way towards wealth accumulation. With it, you get to enjoy a regular stream of cash along the way. That’s not all. This plan also protects you against the unexpected.

Key benefits

Longer coverage, limited premium term

Take advantage of the limited premium payment term (20 years) to enjoy long-term savings & coverage up to Life Assured’s age 70 years next birthday1

Guaranteed Survival Benefits

Receive payout of 3.8% of the Basic Sum Assured every 2 years during premium payment term & thereafter 3.8% of the Basic Sum Assured yearly1

Cash Bonuses to top it off

You may also receive non-guaranteed Cash Bonus to boost your savings further - use this extra cash to meet any immediate financial objectives1.

Maturity Benefit

At the end of your policy term, you will receive1 a lump sum payment consisting 160% of the Basic Sum Assured, Survival Benefits (including any accumulated Survival Benefits)3, Cash Bonus (including any accumulated Cash Bonus)3, and Terminal Bonus3.

More assurance with Additional Sum Assured

From the 2nd policy year onwards, your coverage will grow incrementally up to 200% of your Basic Sum Assured1, depending on the policy year in which death or TPD occurs. Best of all, no additional premium is required for this added assurance.

Death or Total and Permanent Disability (TPD) Benefit

In the event of death, or in the event of TPD2, your loved ones will receive the Basic Sum Assured, Additional Sum Assured3, accumulated Survival Benefits3, Cash Bonus (including any accumulated Cash Bonus)3, and Terminal Bonus3, in accordance with the provisions of the policy1.

Extra protection with Accidental Death Benefit

If accidental death occurs within the policy term and prior to the policy anniversary of age 65 years next birthday, your loved ones will receive1 an additional amount of 100% of the total of the Basic Sum Assured and Additional Sum Assured3

Life planning advisor

Contact a life planning advisor

Talk to your Great Eastern life planning advisor to see which insurance solutions are right for you. No representative yet? Simply browse through our list of life planning advisors.

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Menara Great Eastern
303 Jalan Ampang
50450 Kuala Lumpur

Footnotes and Disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern life planning advisor or have us call you back.


1 Terms and conditions apply.

2 Prior to the policy anniversary of age 65 years next birthday.

3 If any.


Great Wealth Accumulator 3 is a limited pay participating endowment plan with guaranteed Survival Benefit and non-guaranteed Cash Bonus. Premiums are payable until the end of the premium payment term, or until death or TPD, whichever occurs first. Any increase in coverage shall entail an increase in premium payment. However, the premium rates are guaranteed and will remain the same throughout the premium payment term.

You should satisfy yourself that this plan will best serve your needs and that the premium payable under the policy is an amount you can afford. A free-look period of 15 days is given for you to review the suitability of the plan. If the policy is returned to the Company during this period, the full premium would be refunded to the policy owner minus the expenses incurred for medical examination, if any. If you switch your policy from one company to another or if you exchange your current policy with another policy within the same company, you may be required to submit an application where the acceptance of your proposal will be subject to the terms and conditions to be imposed at the time of policy switching or replacement.

The cash bonus and terminal bonus are not guaranteed. The actual bonuses that would be declared may be more or less depending on the operating and investment results experienced by the Company.

The policy may not have a guaranteed minimum cash value on termination until after you have paid premiums for two years. If you surrender your policy early you may get back less than the amount you have paid. If you stop paying premiums before the end of the premium payment term, an automatic premium loan will be effected under your policy to pay future premiums so long as the cash value is more than the total indebtedness. The Company shall charge interest on the above loans at interest rates to be determined by the Company from time to time. The prevailing interest rate is available on the Company’s official website. Cessation of premium payment before the end of the premium payment term may lead to early termination of coverage.

The above is for general information only. It is not a contract of insurance. You are advised to refer to the Sales Illustration, Product Disclosure Sheet and sample policy documents for detailed important features and benefits of the plan before purchasing the plan. The exclusions and limitations of benefits highlighted above are not exhaustive. For further information, reference shall be made to the terms and conditions specified in the policy issued by Great Eastern Life.

The terms "Great Eastern Life" and "the Company" shall refer to Great Eastern Life Assurance (Malaysia) Berhad.

Information correct as of 19 April 2017

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Great Eastern Holdings Ltd | Great Eastern Life Assurance Co Ltd | Great Eastern General Insurance Ltd
Great Eastern Holdings Ltd | Great Eastern Life Assurance Co Ltd | Great Eastern General Insurance Ltd